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Tandem

21043 Mound Rd, Warren, MI 48091
NCUA Insured3.8 (32 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1941

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

21043 Mound Rd

Warren, MI 48091

Service Area

This credit union is located in Warren and serves members in the MI area. Currently serving 2,192 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.19%

Used Auto Loan

7.04%

Personal Loan

13.70%

Credit Card APR

11.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.8

32 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Em

Em

a year ago

I came here today on a whim to get an auto loan due to some unexpected circumstances at my other bank. I felt welcomed and was treated above and beyond by every single employee here. They got me approved on my auto loan and closed on it within 2 hours. They went above and beyond for me, and I will recommend them to everybody I know! They also got me a great interest rate as well! Thank you to every employee at Tandem. They made my first ever auto loan process so easy. Don’t let the bad reviews fool you! They are AMAZING!

Dustin Bondy

Dustin Bondy

10 months ago

If i could give a half star that would be giving to much credit.. ive been dealing with this bank for over two decades and have gave them way to many chances.. do not waste your time with this bank.

Alexander Merab

Alexander Merab

6 years ago

We went in to get financed and recieved some of the most amazing service from Miss Holley and Karsandra(supported by Jordan). They were warm and welcoming and were able to get us into the car we wanted that day with a great interest rate! Go see them, they are Amazing!

Edgar

Edgar

a year ago

The company is never the same every week something different direct deposit comes out on time so you can't plan anything instead one of the comments and they said they walked in off the street and got a loan and in spite of credit issues they still got the loan I been at the credit union for over seven years and never gotten approved with me doing anything 8 was told to do you can't tell me it's some favoritism

Nancy Nails

Nancy Nails

7 years ago

Everytime I come in there they give me a hard time...Natalie is very rude and unhappy! Karassdra is rude as well! Jordan is very nice and helpful...the other old lady with the afro is nice too! I asked to speak to the boss, Natalie says it’s only one Tandem Credit Union...in which I didn’t ask that, she’s very rude and lazy! Will be doing business with Credit Union One for now on.....

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).