NCUA Insured
Member-Owned
1 charter
Established in 1941
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Warren, MI may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1941
Low-Income Designated
Minority Depository Institution (MDI)
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Warren and serves members in the MI area. Currently serving 2,192 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.19%Used Auto Loan
7.04%Personal Loan
13.70%Credit Card APR
11.00%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).
Wyandotte, MI
Onaway, MI
Detroit, MI
Niles, MI
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.8
32 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsEm
a year ago
I came here today on a whim to get an auto loan due to some unexpected circumstances at my other bank. I felt welcomed and was treated above and beyond by every single employee here. They got me approved on my auto loan and closed on it within 2 hours. They went above and beyond for me, and I will recommend them to everybody I know! They also got me a great interest rate as well! Thank you to every employee at Tandem. They made my first ever auto loan process so easy. Don’t let the bad reviews fool you! They are AMAZING!
Dustin Bondy
10 months ago
If i could give a half star that would be giving to much credit.. ive been dealing with this bank for over two decades and have gave them way to many chances.. do not waste your time with this bank.
Alexander Merab
6 years ago
We went in to get financed and recieved some of the most amazing service from Miss Holley and Karsandra(supported by Jordan). They were warm and welcoming and were able to get us into the car we wanted that day with a great interest rate! Go see them, they are Amazing!
Edgar
a year ago
The company is never the same every week something different direct deposit comes out on time so you can't plan anything instead one of the comments and they said they walked in off the street and got a loan and in spite of credit issues they still got the loan I been at the credit union for over seven years and never gotten approved with me doing anything 8 was told to do you can't tell me it's some favoritism
Nancy Nails
7 years ago
Everytime I come in there they give me a hard time...Natalie is very rude and unhappy! Karassdra is rude as well! Jordan is very nice and helpful...the other old lady with the afro is nice too! I asked to speak to the boss, Natalie says it’s only one Tandem Credit Union...in which I didn’t ask that, she’s very rude and lazy! Will be doing business with Credit Union One for now on.....
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(586) 759-5050Website
Visit WebsiteMembers
2,192
Total Assets
$22.4M
Year Opened
1941
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile