Back to West Bloomfield credit unions

Southeast Michigan State Employees

6230 Orchard Lake Road, 290, West Bloomfield, MI 48322
NCUA Insured2.0 (8 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

6230 Orchard Lake Road, 290

West Bloomfield, MI 48322

Service Area

This credit union is located in West Bloomfield and serves members in the MI area. Currently serving 3,222 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.50%

Used Auto Loan

6.75%

Personal Loan

10.25%

Credit Card APR

13.92%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

2.0

8 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
nana nehme

nana nehme

3 months ago

I opened checking and savings accounts with SMSE which I have had for a little more than 2 years now. I intentionally did not have a debit card linked to my accounts because I do most of my daily transactions at my original account at another bank, I was not worried about fraud on my accounts at SMSE. I have actually liked and enjoyed this arrangement because I was not spending without a linked debit card, until today. To my suprise, I discovered my account had been linked to a debit card that has been making unauthorised purchases and withdrawals against my account. To resolve this matter, I visited my branch in West Bloomfield on Orchard Lake Road, the teller who inetially took my complanit, did so with concerns and urgency, but the senior officer to whom my case was referred, to do the investigation, did not gave the impression that she was as concerned as the teller and her assistant who were very professional in addressimg my concerns. She gave me a yellow marker/highlighter along with forms to itemise all the transactions I was disputing. When I informed her that I did not have a debit card Iinked to my accounts, therefore, every debit card or point of sale transaction were unauthorized, she said they did not know that untill I had told her so. She made this comment with a broad simle. When I questioned her approach, in contrast to her coworkers who seemed guinely envolved, she said she was not taking my issue lightly, but part of her job in customer service was to smile. It felt like was doing an exam, and it took forever, as there were many small transactions ranging from about $1.00 to $50.00. Iquestioned items labeled as ovedraft charges but she dismissed these fees as not being overdraft charges. I am now awaiting the findings of this investigation. I am dissapointed. 3/12/26 Most of the point of sale transactions(approxmately $1,000.00) have been refunded or credited back in my account within 24 hours of my complaint. I will be visting the branch office to request or verify if the overdraft fees charged to my account will also be refunded, considering those tranactions are responsinle for the overdraft charges.

Jacqueline Smith

Jacqueline Smith

7 months ago

They have been unavailable for account information for the past 3 weeks. Totally unacceptable.

Chon’Ti Daggins

Chon’Ti Daggins

6 months ago

Haven't been able to contact anyone about my balance since 10/31

Laura Stocks

Laura Stocks

2 months ago

This location is closed!!! So fun to leave the listing active. Not pissed off at all!!

frederica turner

frederica turner

6 months ago

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).