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Walled Lake Schools

3095 S Commerce Rd, Wolverine Lake, MI 48390
NCUA Insured3.0 (47 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1950

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

3095 S Commerce Rd

Wolverine Lake, MI 48390

Service Area

This credit union is located in Wolverine Lake and serves members in the MI area. Currently serving 5,056 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.24%

Used Auto Loan

5.24%

Personal Loan

8.94%

Credit Card APR

12.84%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.0

47 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Julia St. Aubin

Julia St. Aubin

4 months ago

I’ve been banking with WLSFCU my entire life and I am really getting fed up with them. We were always told that “credit unions are better” but I’m not really seeing the perks anymore. Not to mention, WLSFCU is extremely hard to get ahold of and the majority of the time when I call to talk about my account / make a transfer the call just hangs up or has a busy dial tone. Please do better. The only thing I’ve liked about banking here is having no limit on the amount of times I can transfer from checking to savings. On top of that, my mom, who has also been a lifetime member has been told multiple times that she cannot withdrawal the amount she needs. They also messed up her Zelle and she cannot access or use it now. They said they would look into the problem to fix it and never did. Not worth banking here, I would highly recommend you look into another bank.

Terri Frizzell

Terri Frizzell

8 months ago

If I could leave more, Star stars I would I am so happy with this Credit union always have been!! Had to come in today And was taking care of a few things, and I’m very happy with the new System updates and they are doing a great job of getting everyone taken care of. Wendy is always a pleasure to come in and see!

Kyle Nelson

Kyle Nelson

a year ago

I’ve been banking with Walled Lake Schools Credit Union for a while, and the service has always been outstanding. The staff is friendly, helpful, and truly cares about their members. It’s great to have a local credit union that treats you like family, not just a number. Highly recommend!

Melissa Welsh

Melissa Welsh

11 months ago

I have had an account here since birth. The credit union used to be a great alternative to banks. I used to tell young people that a credit union account would be a better bet for them than a bank. Things have certainly changed. If you have money "instantly" transferred to your account, it takes days for it to be available. Then they decided to up their overdraft fees from $4 to $30. So they are punishing the least privileged, those of us who are struggling and don't have anything to spare. They will take advantage of you just like banks do. You're better off with an online bank at this point.

Ava Burgi

Ava Burgi

a year ago

Everything takes forever. I recently moved out of state and it’s like they put me on their back burner someone stole my card info and after I called them they said “if it’s not in there in 10 days you can call us back” i called them after 7 just to check and they said “you have to wait the full ten” so I did but guess what It had been 10 days and still no money back. So I call them and they say it should be in there but I literally had to argue that it wasn’t and on top of all of that I was told the first time I called to change my address but then they “didn’t receive it” (it was fully set on the website.) so I didn’t get that for 5 more days after I had FINALLY gotten my money back and now I’m having issues with transfers because I paid 5 dollars for an immediate transfer from cash app and it’s ALL sitting in the ledger account but I can’t spend any of that money because it’s just sitting there while they’re collecting interest on it like the terrible bank they are I’m closing my account as soon as I can withdrawal that money. And last but certainly not least my card has been hacked 4 different times since joining that bank their security sucks. I’m leaving as soon as possible.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).