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Michigan Legacy

269 Oak St., Wyandotte, MI 48192
NCUA Insured3.7 (98 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1946

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

269 Oak St.

Wyandotte, MI 48192

Service Area

This credit union is located in Wyandotte and serves members in the MI area. Currently serving 18,772 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

2.19%

Used Auto Loan

6.19%

Personal Loan

7.50%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

3.7

98 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
sheronn Marshall

sheronn Marshall

4 months ago

I personally want to thank Dawn; she is a real gem. I had some matters that I needed to handle in regards to my late Mother. I had actually become rather frustrated; luckily for me Dawn has the patience of Job. She remained professional through the whole process. Anytime, that I reached out she would always return my calls in a timely manner. She made me feel as if she done everything in her power to make things easy for me as possible. Thanks a million again Dawn! I can’t forget Amanda following up to make sure and as well as assure me that they are sincerely here to help. Way to go Michigan Legacy Credit Union of Wyandotte!

michael hilborn

michael hilborn

6 months ago

Dawn Nash was so helpful, several times during our recent move. She helped us via video chat to get funds wired back and forth and changing our address, and everything in between. She is very personable and knowledgeable. Thanks, Dawn for for making a stressful experience more enjoyable.

Christie

Christie

6 months ago

Amanda was absolutely wonderful. So easy to work with and professional, empathetic, and really listened to my concerns without judgment! She absolutely made my process easy changing account information

Carol Brown

Carol Brown

a year ago

I have been with the Wyandotte branch for over 10 years and I'll never switch! All of them are so wonderful. Today sealed the deal. Amanda was beyond helpful, sweet and kind. She totally hooked me up with my CD's. She is a total KEEPER!! I also want to add that Krista hooked me up with my new Auto Loan for a sweet deal. Helped me dump Bank of America! YES! She too was just so helpful, sweet and kind. Another total KEEPER! MLCU...you have some awesome employees. You better hang on to them and while you're at it... Give them a raise! :)

Gina McKeehan

Gina McKeehan

11 months ago

Over the last 5 years, every interaction with a human at this credit union at the Wyandotte MI location, except for once, is absolutely terrible! I don't know what happened to the service in 2020 until now but it's HORRIBLE and I've been a member for a really long time. Your customer service sucks. The rating should be zero! Prior to 2020, the only negative interaction I had was when one of their tellers tried to skim money from me when I went through the drive thru. The day that happened I learned from a current employee and previous one, that the management there was buddy buddy with someone higher up and things never changed AND the tellers who tried to skim money from my transaction did it to numerous other people. Seems the issues just keep getting worse.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).