United Employees

P.O. BOX 729, Albert Lea, MN 56007

NCUA Insured3.8 (21 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1932

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Albert Lea, MN may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1932

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsBusiness LoansCredit Cards

Location & Directions

Address

P.O. BOX 729

Albert Lea, MN 56007

Google Maps 🗺Waze

(507) 377-1616

Service Area

This credit union is located in Albert Lea and serves members in the MN area. Currently serving 3,993 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.99%

Used Auto Loan

4.99%

Personal Loan

13.90%

Credit Card APR

13.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MN

Lowest rates currently reported by credit unions in MN (NCUA Q4 2025).

Mayo Employees— New Auto Loan

Rochester, MN

1.99%

Crow Wing Power— Used Auto Loan

Brainerd, MN

4.29%

Pipefitters-Steamfitters— Personal Loan

Woodbury, MN

7.75%

Greater Community— Credit Card APR

Dawson, MN

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.8

21 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Jameson Toft

5 months ago

Great people that work there. They did go the extra mile to get me a loan and fast so I could have a vehicle after mine broke down.

Jewel Christensen

a year ago

The people and owner are extremely unhelpful and unwilling to take accountability for their own faulty system. I’ve lost over a hundred dollars from overdraft fees because their system is terribly outdated and they put the blame on other reliable companies or myself instead of updating their system and keeping up with the modern times. Highly DON’T recommend! Go anywhere else if you want to save your money

Crystal Wells

2 years ago

They embarrass themselves further by giving such horribly rude customer service after their incompetence is revealed to them. I realize they're a small credit union and I shouldn't compare them to a huge corp. bank, but when it seems like they're still processing transactions like they're stuck in the 90's, it has to be pointed out, much to their apparent astonishment. I can think of several instances where it’s felt like they’ve worked AGAINST me, and I’ve been a member there for a few decades. Their service is abysmal and I’ve never left feeling like I got respectable service, let alone great service.

Lady with Crazy Cats

a year ago

Every time my mother takes a check in they tell her "it's a scam"! They want to know where she got the check, what she is going to spend the money on, etc. All illegal questions! They won't call to find out if the check is good! We have to do that! This place is worthless!

blaine bias

5 years ago

Friendly enough but don't expect them to go the extra mile to help you. tried to apply for a card and was denied, no big deal there that's just business but their unwillingness to work with a new customer to solutions is the reason for the review. With service like that might as well go to one of the big national banks