Embarrass Vermillion

600 W 3rd Ave N, Aurora, MN 55705

NCUA Insured4.3 (6 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1941

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Aurora, MN may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1941

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

600 W 3rd Ave N

Aurora, MN 55705

Google Maps 🗺Waze

(218) 229-2048

Service Area

This credit union is located in Aurora and serves members in the MN area. Currently serving 4,855 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.74%

Used Auto Loan

6.38%

Personal Loan

9.22%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MN

Lowest rates currently reported by credit unions in MN (NCUA Q4 2025).

Mayo Employees— New Auto Loan

Rochester, MN

1.99%

Crow Wing Power— Used Auto Loan

Brainerd, MN

4.29%

Pipefitters-Steamfitters— Personal Loan

Woodbury, MN

7.75%

Greater Community— Credit Card APR

Dawson, MN

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

4.3

6 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

AJ Lee

11 months ago

Great Credit union Everyone is always so friendly and helpful. I'd recommend this place to anyone.

Kristin Quigley

2 years ago

The ladies are always super friendly.

Molly o

in the last week

Best credit union I’ve ever been with! They know how to assist people and have the best workers! They are so polite and hardworking! I would definitely recommend them!

Tyler N.

a week ago

We had a great experience working with Embarrass Vermilion Federal Credit Union on our construction-to-mortgage loan. As self-employed borrowers, we knew the process could be more involved, but the team made everything straightforward and easy to navigate. Throughout the project, they were responsive, helpful, and genuinely pleasant to work with. Rather than feeling like a hurdle to overcome, they felt like a partner invested in helping us reach our goal of building a home. We always felt treated with kindness and respect, and any questions we had were answered along the way. We're grateful for their support and would gladly recommend EVFCU to anyone looking for a lender that truly cares about its members.