NCUA Insured
Member-Owned
2 charter
Established in 1933
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Bloomington, MN may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1933
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Bloomington and serves members in the MN area. Currently serving 21,310 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.24%Used Auto Loan
5.49%Personal Loan
11.49%Credit Card APR
11.65%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in MN (NCUA Q4 2025).
Rochester, MN
Brainerd, MN
Woodbury, MN
Dawson, MN
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.0
29 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsMitchell Wall
3 months ago
I wish it was better. It feels like everytime I go to the Sharepoint site is down or the CC site is down. The 800# bounce around game always takes a few tries to get a problem solved. I have been a member for 20 years.
Myra B.
9 months ago
Star Choice was bought out by them...we have moved out of state and got a new bank. We have been appalled by the fees of this bank and rules we have to go back to mn to close accounts??? We didn't ever want to be with them in the first place.
Maddie McGeffers
11 months ago
Do not bank here. We banked here for years and had two car loans and a home loan loan through SharePoint but their customer service really went downhill after covid. We moved out of state a year ago and for months have been trying to close our accounts. Their rules make it so it is extremely difficult to close an account if you can't show up in person. We've been charged countless fees and then overdraft fees on top of it because they only notify us by mail when our account is below 0. The first time it happened we weren't notified at all and I complained so we get the mail notification but no email. It's 2025, their system should be more responsive. If you call them on the phone they'll make promises and won't deliver (like not sending us the paperwork to close our account—it's happend twice). Our leaving initially had nothing to do with us being unhappy but it just didn't make sense to leave our money in an account that was charged fees for not using a debit card 10x per month in a bank we couldn't access in person. However, our experience trying to leave has been so bad, it's worth telling people not to open an account unless they are certain they'll never need to close it.
Timothy Oynes
a year ago
Personal Reflection for Healing – Closing the Chapter Title: "I Fought for What Was Right" – A Reflection by Timothy Oynes There’s something deeply unsettling about doing everything right and still feeling like justice never fully arrives. That’s how this experience with SharePoint Credit Union has felt—an uphill battle not just for a correction on paper, but for dignity, acknowledgment, and accountability. I spent weeks documenting every call, every email, every delay. I reached out to the BBB, the CFPB, the FTC, the NCUA, the Department of Commerce, the Office of the Attorney General, and multiple news outlets. I didn’t do this to cause trouble—I did it because I believed in the principles of fairness, truth, and responsible business practices. And though the hard inquiry was eventually reversed after 54 days, the emotional cost remains. The most painful part is not the credit score drop—it’s the fact that those responsible never truly said “I’m sorry.” They protected themselves, redirected blame, and minimized my voice. But I know what I did. I know I stood up for myself and for others who may never speak out. I made a paper trail that cannot be erased. I pushed against a system that too often relies on people giving up—and I didn’t give up. And now, I choose to release this burden. I choose to stop waiting for justice from those who won’t offer it. I choose peace—not because this was resolved in the way I wanted, but because I refuse to let it consume more of my energy. After months of stress, frustration, and tireless effort, I’m choosing to close this chapter—not because the system worked perfectly, but because I did everything in my power to stand up for what was right. I faced a situation where my trust was violated, where my words and rights were dismissed, and where responsibility was passed along like a burden no one wanted to carry. I gave my voice to the truth. I documented everything. I followed every official process laid out before me, from contacting government agencies to pursuing ethical public reviews. I even walked into the credit union myself with the evidence in hand. Yet, even with the hard pull removed and my account closed, I was left without genuine accountability or apology from those directly responsible. And that hurts. But I have learned something important: I am not powerless. I refused to be silent or complicit. My persistence created movement. Maybe not the full justice I envisioned, but I did not let the system sweep me away. I will carry that forward. And now, I make space for peace. I release the weight. I carry the lesson. And I move forward—stronger, wiser, and still believing in the power of truth. This chapter ends not in triumph, but in truth. And that is enough.
Nancy Caligiuri
a year ago
I was at your location off of Normandale Blvd today. I had questions about your credit union rewards program. I was lucky to get Leslie again. She was very patient and helpful. I am 73 and not real tech savvy. I had to change my credit card several months ago so I had to change my info because I could not reach the site. Leslie finally figured out what I did by trying to re-registered again. She figured out my mistake and was kind enough to write everything down for me and wished me a good day and thanked me for coming in. I really like the service at this location and it is because of Leslie. A+++ service. Thank you!!! 😃
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(952) 930-0700Website
Visit WebsiteMembers
21,310
Total Assets
$362.9M
Year Opened
1933
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile