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Brainerd B. N.

804 Laurel St Ste 101, Brainerd, MN 56401
NCUA Insured4.2 (9 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

804 Laurel St Ste 101

Brainerd, MN 56401

Service Area

This credit union is located in Brainerd and serves members in the MN area. Currently serving 6,688 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.69%

Used Auto Loan

4.94%

Personal Loan

11.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MN

Lowest rates currently reported by credit unions in MN (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.2

9 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Sandie Barnett

Sandie Barnett

3 years ago

I have a conservatorship they do things that are not in the court order. Kaycie says it’s not she job to know what the judges conservatorship says. She is willing to let the conservators into and have access to accounts that are not part of the conservatorship estate. It’s very clear. I gave Kaycie a printout copy of stat. 524.5-217(g) and she still let the conservators do it wrong. I told Kaycie she has no respect for a BN credit union member. She also let them be into my safety deposit box after conservatorship ended. She said April 04 2022 ended after the work day. It ended as all days at 12:01AM. She also let conservator or CU employee miss date entry into safety deposit box. She also let one of conservators keep safety deposit box keys when there conservatorship ended As a million dollar member I am very concerned how Kaycie is handling this. I am also suppose to be able to look at all accounts and she tells me she can not send accounts to two address. Also against judges order.

Wayne Harting

Wayne Harting

3 years ago

I would like the thank the BN credit Union Staff for them going above and beyond. They stopped my elderly senile mother Sandra from being scammed out of her life savings - if not for their attention to detail and then informing authorities to what they knew she may have lost it all. This was obviously the right thing to do and saved her 100’s of thousands from being scammed from an elderly lady that would have spent every penny of her life savings trying to buy love in all the wrong places !!

Tim Gunderson

Tim Gunderson

8 years ago

Friendly staff.

Nicole Fladebo

Nicole Fladebo

5 years ago

Cheri Coleman

Cheri Coleman

6 years ago

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).