Minnco

2215 3rd Ave NE, Cambridge, MN 55008

NCUA Insured3.0 (65 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Cambridge, MN may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

2215 3rd Ave NE

Cambridge, MN 55008

Google Maps 🗺Waze

(763) 689-1071

Service Area

This credit union is located in Cambridge and serves members in the MN area. Currently serving 36,957 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.74%

Used Auto Loan

6.24%

Personal Loan

11.49%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MN

Lowest rates currently reported by credit unions in MN (NCUA Q4 2025).

Mayo Employees— New Auto Loan

Rochester, MN

1.99%

Crow Wing Power— Used Auto Loan

Brainerd, MN

4.29%

Pipefitters-Steamfitters— Personal Loan

Woodbury, MN

7.75%

Greater Community— Credit Card APR

Dawson, MN

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(8 total)

Member Reviews

3.0

65 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Northern Vision

4 months ago

Terrible customer service you can never get ahold of anyone for anything I seriously have had nothing but problems with this bank for my auto loan never ever get a loan or bank account with Minnco wings financial is amazing wish I had my second auto loan with them

Spork

6 months ago

One of the worst banks I’ve been forced to work with. Someone took a loan out in my name and they have been giving me the run around for nearly 3 years.

Carl Karl Freekman IRUNHOES4MONEY (Dirt)

9 months ago

Really disappointed in went into pay off safety deposit boxes, no one helped and I left name and number with 2 associates. Never got a call back whatsoever.

ryan archambault

10 months ago

Overall, I have been liking minnco. I have had one bad experience from a loan officer when I was looking for a personal loan for 5000$ for a Bitcoin.. she laughed and called it a get rich quick scheme, Bitcoin then hopped to 20,000$. When I was leaving she didn’t shake my hand when I offered. Bitcoin later reached heights of 60,000$. That one stupid employee would have been enough for most people to leave a 1 star review, but I know the majority of what I’ve experienced at minnco is a justifiable 5 star service. Man this comment aged well.

Jill Mattson

7 years ago

Account has been hacked. Got money back within 2 days. System goes down constantly whether it be their ap, etell, or their website. Good customer service though. But starting to get tired of fraud charges and down systems.