NCUA Insured
Member-Owned
2 charter
Established in 1939
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Cook, MN may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1939
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Cook and serves members in the MN area. Currently serving 6,037 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
4.81%Used Auto Loan
7.35%Personal Loan
11.54%Credit Card APR
14.00%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in MN (NCUA Q4 2025).
Rochester, MN
Brainerd, MN
Woodbury, MN
Dawson, MN
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.3
19 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsAspen ResortMN
11 months ago
ALWAYS greeted with kindness & a smile along with very professional. We love North Star Credit Union!
karen griffith
6 years ago
I've been a member since @1983. I used to be a real estate closer (handling endless paperwork and financial disbursements). I used to tell anyone who listened that they should apply for a mortgage with this organization. The savings would be in the hundreds as the credit union does not charge the customary fees folks are charged by commercial lenders, like closing fees totalling nearly $4000! The employees at North Star are always friendly and quick to fix whatever you're calling about. Even someone like me, a verified pack sacker is treated like royalty. Thanks to all of the hard working folks!
d jc
7 years ago
I have been a member for about 10 yrs. And the staff has always been beyond helpful ! If they know you by name they greet you by your name. Jolene goes above and beyond to make sure every member is happy. It's the best place in Cook,mn to do your banking. They also have a student credit union in the local School, which is nice for students with accounts.
Jill Barrett
4 years ago
Lori Astleford is a gem! As a realtor, I work with a lot of lenders, and Lori is one of the best! Always professional, accessible, and knowledgeable, she goes over and above to work with clients to get a mortgage. Lori is also kind, generous and cares about her clients beyond just a "transaction". I will recommend Lori to my clients!
Jodi Whiteside
2 years ago
For apsolutly NO reason went after work on Friday to do errands and my debit card has been restricted with all my money tied up at North Star Credit Union and not a soul to help me until Monday morning. Thank God I wasn't out of town or on vacation. Not happy, can't wait to hear the reason for this!!!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(218) 666-5940Website
Visit WebsiteMembers
6,037
Total Assets
$112.1M
Year Opened
1939
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile