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North Star

PO BOX 1058, Cook, MN 55723
NCUA Insured4.3 (19 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1939

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO BOX 1058

Cook, MN 55723

Service Area

This credit union is located in Cook and serves members in the MN area. Currently serving 6,037 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.81%

Used Auto Loan

7.35%

Personal Loan

11.54%

Credit Card APR

14.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MN

Lowest rates currently reported by credit unions in MN (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

4.3

19 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Aspen ResortMN

Aspen ResortMN

11 months ago

ALWAYS greeted with kindness & a smile along with very professional. We love North Star Credit Union!

karen griffith

karen griffith

6 years ago

I've been a member since @1983. I used to be a real estate closer (handling endless paperwork and financial disbursements). I used to tell anyone who listened that they should apply for a mortgage with this organization. The savings would be in the hundreds as the credit union does not charge the customary fees folks are charged by commercial lenders, like closing fees totalling nearly $4000! The employees at North Star are always friendly and quick to fix whatever you're calling about. Even someone like me, a verified pack sacker is treated like royalty. Thanks to all of the hard working folks!

d jc

d jc

7 years ago

I have been a member for about 10 yrs. And the staff has always been beyond helpful ! If they know you by name they greet you by your name. Jolene goes above and beyond to make sure every member is happy. It's the best place in Cook,mn to do your banking. They also have a student credit union in the local School, which is nice for students with accounts.

Jill Barrett

Jill Barrett

4 years ago

Lori Astleford is a gem! As a realtor, I work with a lot of lenders, and Lori is one of the best! Always professional, accessible, and knowledgeable, she goes over and above to work with clients to get a mortgage. Lori is also kind, generous and cares about her clients beyond just a "transaction". I will recommend Lori to my clients!

Jodi Whiteside

Jodi Whiteside

2 years ago

For apsolutly NO reason went after work on Friday to do errands and my debit card has been restricted with all my money tied up at North Star Credit Union and not a soul to help me until Monday morning. Thank God I wasn't out of town or on vacation. Not happy, can't wait to hear the reason for this!!!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).