Share Advantage

2502 Maple Grove Rd, Duluth, MN 55811

NCUA Insured5.0 (11 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1926

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Duluth, MN may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1926

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

2502 Maple Grove Rd

Duluth, MN 55811

Google Maps 🗺Waze

(218) 740-2221

Service Area

This credit union is located in Duluth and serves members in the MN area. Currently serving 3,455 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.70%

Used Auto Loan

6.97%

Personal Loan

12.54%

Credit Card APR

19.29%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MN

Lowest rates currently reported by credit unions in MN (NCUA Q4 2025).

Mayo Employees— New Auto Loan

Rochester, MN

1.99%

Crow Wing Power— Used Auto Loan

Brainerd, MN

4.29%

Pipefitters-Steamfitters— Personal Loan

Woodbury, MN

7.75%

Greater Community— Credit Card APR

Dawson, MN

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

5.0

11 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Jack Bauer

a year ago

I have been a customer since they did bookkeeping by hand at St. Luke's. The friendly, caring, and knowledgeable people at SACU are without peers. Thank you so much for all you do for me and my family!

Kijsa Irwin

5 years ago

We've been SACU customers for over 7 years. We've taken advantage of loan specials in the past. We love their Holiday Accounts. All of the staff are friendly, helpful and knowledgeable. We're so happy to have them!

Dee Cooper

4 years ago

After nearly 1 year of banking with Share advantage I can personally attest to phenominal customer service, timely response to emailed requests for guidence, account issues and general questions and answered calls on no more than 2 rings. I had banked with my former credit union for over 30 years and upon notice that they were going through a name change and assurance that nothing else would change, everything changed. The most significant and immediate change was a reduction in timely and proficient customer service at the drive-thru window, teller lines inside and forget recieving a call back for questions and concerns. It was a ridicuous fail on their part. The service got so bad I transferred all of my money over to Share Advantage on Maple Grove Road. Best decision ever! I wish I had banked with them all along! If you are dissatisfied with your current bank or credit union or would like to experience the benefits of a credit union over a bank; try Share Advantage Credit Union on Maple Grove Road. They truly and sincerely are FANTASTIC!

Nancy LeRoux

5 years ago

Everyone has been so helpful. They will go out of their way to accommodate you. Jim is good at explaining things and will go over and above the call of duty to help. I have found that Michelle is always on top of things regarding my account.