Heartland

5500 S Robert Trl, Inver Grove Hei, MN 55077

NCUA Insured4.1 (104 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1939

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Inver Grove Hei, MN may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1939

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

5500 S Robert Trl

Inver Grove Hei, MN 55077

Google Maps 🗺Waze

(651) 451-5160

Service Area

This credit union is located in Inver Grove Hei and serves members in the MN area. Currently serving 10,905 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.49%

Used Auto Loan

6.99%

Personal Loan

11.99%

Credit Card APR

11.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MN

Lowest rates currently reported by credit unions in MN (NCUA Q4 2025).

Mayo Employees— New Auto Loan

Rochester, MN

1.99%

Crow Wing Power— Used Auto Loan

Brainerd, MN

4.29%

Pipefitters-Steamfitters— Personal Loan

Woodbury, MN

7.75%

Greater Community— Credit Card APR

Dawson, MN

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

4.1

104 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Blue Ocean Yacht Charters

6 months ago

We are super pleased with the staff at Heartland Credit Union! We have banked here for at least 10 years. Local bank that is consistent with their efforts and work. This local bank you can trust and they provide amazing customer service( Inver Grove Heights)! Thanks for the amazing work over there to all of you. Keep it up the great work....

Max Johnson

6 months ago

I have always banked big. Wells, US, etc… this said, a credit union never crossed my mind. When selling a car private party, the buyer had used this bank as a loan officer. I came and saw what they offered and was surprised. I began to look for a car and decided to give them a call. Newer to my finances, I had lots of questions but Kathy Smith was able to answer each and every one. Because of HER positive attitude and the welcoming environment she provided me, I ended up buying a second car with her as well. I plan to stay here as long as she does. Thank you Kathy. I look forward to more chats!

Valerie Stehr

8 months ago

Owen was very polite and helpful getting me a new debit card and answering all my questions, great customer service. This is a great credit union!

Orlando Ponce

3 months ago

Amazing staff and very well located easy to get to as well I've been a member since 2012. Love it here.

Lea Johnson

9 months ago

Horrible customer service. Can never get anyone on the phone. Send emails to the bankers and they never respond. Been having issues with two balance transfers I did that show up six times on my card. Everyone fails to help. I’m about to report you all.