Transit Operations

725 N 7TH ST, Minneapolis, MN 55411

NCUA Insured4.6 (12 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is typically limited to employees of specific companies or industries. Contact the credit union directly to confirm whether you qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1936

Low-Income Designated

Minority Depository Institution (MDI)

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

725 N 7TH ST

Minneapolis, MN 55411

Google Maps 🗺Waze

(612) 338-9985

Service Area

This credit union is located in Minneapolis and serves members in the MN area. Currently serving 641 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

8.00%

Used Auto Loan

9.00%

Personal Loan

13.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MN

Lowest rates currently reported by credit unions in MN (NCUA Q4 2025).

Mayo Employees— New Auto Loan

Rochester, MN

1.99%

Crow Wing Power— Used Auto Loan

Brainerd, MN

4.29%

Pipefitters-Steamfitters— Personal Loan

Woodbury, MN

7.75%

Greater Community— Credit Card APR

Dawson, MN

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.6

12 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Joseph Jackson

6 years ago

This place is a joke. The debit card charges $1.00 fee for ATM transactions. They don’t keep much cash on hand to cash checks or make withdrawals. JoAnn persuades the instructors at the instruction center to get new employees to join. Then the customer service goes away. I have good credit but this CU doesn’t have the money to lend. They’re all about making a bit profit so that the only employee there JoAnn, who is the president and CEO and teller, can make a huge salary. This is capitalism at its finest. Not a “people helping people” credit union.

Linnae Nelson-Seys

6 years ago

It is a pleasure to bank here! Never in my life have I had such personalized customer service with a bank or credit union. JoAnn is the ultimate professional, and it is fun to have drivers and staff coming in to bank from other garages that I don't get to see very often. You'll always run into a friend or colleague at Transit Ops Credit Union!