Co-Op Credit Union of Montevideo

PO Box 447, Montevideo, MN 56265

NCUA Insured4.5 (25 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Montevideo, MN may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1940

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 447

Montevideo, MN 56265

Google Maps 🗺Waze

(320) 269-2117

Service Area

This credit union is located in Montevideo and serves members in the MN area. Currently serving 17,751 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.20%

Used Auto Loan

7.20%

Personal Loan

12.25%

Credit Card APR

18.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MN

Lowest rates currently reported by credit unions in MN (NCUA Q4 2025).

Mayo Employees— New Auto Loan

Rochester, MN

1.99%

Crow Wing Power— Used Auto Loan

Brainerd, MN

4.29%

Pipefitters-Steamfitters— Personal Loan

Woodbury, MN

7.75%

Greater Community— Credit Card APR

Dawson, MN

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

4.5

25 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Holley Franklin

6 years ago

I've had bad experiences in the past with this bank and others. I have many trust issues with banks period. It's not something I would elect to be apart of or associated with. You hear many horror stories historical and current. I've heard many good and positive outcomes more so with this bank than any others which is why my got any stars at all.

Arnulfo Arredondo

6 years ago

03/09/2021. Today I was out of town and my card was decline. I know for a fact a had more than enough funds to pay and my card was decline twice. I check my balance online and it said unavailable on both my checking and savings. So me and my wife had to spend the night out of town in the car and it was cold couldn’t rent a hotel much less couldn’t pay for gas to fill up our car. So here we are stranded with no money thanks to CO-OP of Montevideo MN. We don’t even get a compensation at all for being stranded for a whole nigh out of town. The service here has gone bad.