First Alliance

501 16th St SE, Rochester, MN 55904

NCUA Insured4.2 (96 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1932

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Rochester, MN may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1932

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

501 16th St SE

Rochester, MN 55904

Google Maps 🗺Waze

(507) 288-0330

Service Area

This credit union is located in Rochester and serves members in the MN area. Currently serving 21,351 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.49%

Used Auto Loan

6.99%

Personal Loan

10.66%

Credit Card APR

13.48%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MN

Lowest rates currently reported by credit unions in MN (NCUA Q4 2025).

Mayo Employees— New Auto Loan

Rochester, MN

1.99%

Crow Wing Power— Used Auto Loan

Brainerd, MN

4.29%

Pipefitters-Steamfitters— Personal Loan

Woodbury, MN

7.75%

Greater Community— Credit Card APR

Dawson, MN

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

4.2

96 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Courtney Roberson

3 months ago

I would give them more stars, these guys give me a chance for giving me a loan for my car. My credit is building and they gave me a chance Foster interest is low and my car payment is low So thank you first alliance credit Union for giving me a chance and giving me this loan for my first car my mom is actually very proud of me for doing this

Sydney Antczak

7 months ago

Beyond upset. My fiancé and I went to first alliance for their competitive mortgage rates. We put our application in on a Wednesday and we were told it would take a maximum of 48 hours to hear back. We didn’t hear anything for well over 72 hours and it was now the following Tuesday. We ended up calling back to get any sort of update - only to find they never received some paperwork needed for the initial application and they didn’t bother reaching out to us about it. This pushed our application process back about a week at this point. They didn’t even let me know the status of the application despite all my information being on it, my fiancé had to request the information. Moving forward to the following Wednesday (now 2 weeks we have waited to get our application processed alone), we emailed the representative helping us yet again because we hadn’t heard anything in quite some time - only to wait 48 more hours (now Friday) to be told they can’t offer us anything due to me starting a new job (which could’ve easily been told to us before we even started this application process). They completely wasted our time and didn’t even bother taking initiative to reach out and ask for additional information or anything from either of us. They are great for rates, but don’t bother coming here if you want timely, efficient service.

greg mertz

6 months ago

I would just like to share here on Google reviews the fantastic and well informed bank associate in byron/Rochester office LISA HOUSE. She has 5 Star 🌟 from me as she guided me and welcomed me with her knowledge and helped me with task at hand. First alliance is lucky to have such employee. Greg MM

Hadley Johnson

3 months ago

Needed a document notarized, went to the 16th st location. Quick and easy process, Ella was so helpful!

Haley Engebretson

a year ago

They were amazing. Got me in at 4:59 and out by 5:05. Resolved my issue, friendly, new cards on the spot, answered all my questions & than some. Mrs Kayla Beadles went above & beyond. Appreciated it. Will be my new go to spot. On another note - Really happy first alliance extended to lake city mn also because it's hard to get to Rochester