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Affinity Plus

175 W Lafayette Frontage Rd, Saint Paul, MN 55107
NCUA Insured3.4 (134 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1934

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

175 W Lafayette Frontage Rd

Saint Paul, MN 55107

Service Area

This credit union is located in Saint Paul and serves members in the MN area. Currently serving 294,655 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.74%

Used Auto Loan

6.24%

Personal Loan

8.99%

Credit Card APR

18.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MN

Lowest rates currently reported by credit unions in MN (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(35 total)

Member Reviews

3.4

134 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Alex B

Alex B

3 months ago

Had a wiring issue and spoke to management. It was cleared up and as of today, everything was finally settled. Great customer support from the manager that assisted me, just wish the original issue didn't happen as it took a while to fix.

A J

A J

5 months ago

I love Affinity Plus in general. I’ve been a member for many decades. However, the staff at this location are very rude. They don’t seem to care about members at all.

Dian Erickson

Dian Erickson

6 months ago

Always accomplishes task at hand. Very helpful staff, polites, knowledgeable. If they are busy- the bank has no control on who shows up when; Be kind.

Brandon Leurer

Brandon Leurer

4 months ago

Greedy crooks when I was struggling I ended up using National Debt Releaf they wouldn't work fairly with them wich left me no choice but to file bankruptcy and two years after the fact being sued by them with my wife whom has not worked due to Cancer they are heartless and don't care that my bankruptcy was final two years ago I won't recommend them to anyone and am going to report them to the better business bureau

Blue Sky Colorado

Blue Sky Colorado

a year ago

Affinity plus federal credit union if you are needing a loan of any kind turn back around and go to a different Bank. I tried to talk to Heather Wallmow in the vehicle loan department. Stop she is not someone that is qualified to work as a loan department. Barely returns phone calls. Provides income answers and has zero follow through and will not work with you on any deadlines. Trying to purchase a vehicle out of state. Trying to answer questions prior to getting there she makes the wire transfer exactly at 445pm. 15 minutes after the controller left for the day. Forcing me to get a hotel and dinner. Her last minute efforts were for nothing. They would not sell the vehicle to me. Please use another banking service. Between her not getting back to me and her unwillingness to try and set the stage prior to getting to the dealership is mind blowing . like proving me with a bank check. Go to a different bank for any needs. Her efforts where lost. If it is not necessary to do transactions with this bank don’t . You don’t need the headache. Heather leave banking to the people who are motivated. You are not motivated and unwilling to communicate to your customers. Even after calling back it was a serious mistake to use affinity plus as a banking institution.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).