Metropolitan Services

475 ETNA ST STE 27, Saint Paul, MN 55106

NCUA Insured5.0 (108 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1939

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Saint Paul, MN may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1939

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

475 ETNA ST STE 27

Saint Paul, MN 55106

Google Maps 🗺Waze

(651) 602-8105

Service Area

This credit union is located in Saint Paul and serves members in the MN area. Currently serving 948 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.49%

Used Auto Loan

5.99%

Personal Loan

9.49%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MN

Lowest rates currently reported by credit unions in MN (NCUA Q4 2025).

Mayo Employees— New Auto Loan

Rochester, MN

1.99%

Crow Wing Power— Used Auto Loan

Brainerd, MN

4.29%

Pipefitters-Steamfitters— Personal Loan

Woodbury, MN

7.75%

Greater Community— Credit Card APR

Dawson, MN

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

5.0

108 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Tenille Warren

4 months ago

This is my first year as a member of this credit union, and it has been one of the best decisions I’ve made. Every interaction—from the day I joined to now—has been consistently positive. I especially appreciate the added security of knowing that if I’m out of town and haven’t notified them, my card won’t be usable. That feature has taken a little getting used to (I’ve forgotten a few times), but it’s absolutely worth it for the peace of mind it provides. Whenever I call, I receive friendly service and quick, helpful answers. I truly don’t foresee myself ever leaving this credit union.

Lenna Scott

3 months ago

Excellent personal service is their standard for customer interaction. I feel at home with the staff and can't think of ways a credit union could add more. Convenient, full service, sound business practices are the hallmarks of reasons I've been a member for over 40 years. This C.U is the best!!!

Toni Janzig

3 months ago

I highly recommend Metropolitan Services Credit Union! The team is always so helpful, knowledgeable, and friendly. They helped me refinance my auto loan and reduced my finance rate, saving me money each month. I truly appreciate their excellent service and support!

Kathy Peters

4 months ago

We were able to secure a car loan with MSCU as soon as we opened a checking/savings account. Amazing. And no hoops to jump through. They were running a new CD at the same time and were able to utilize that. This bank was very accommodating to all our needs. We will be with them forever. Thanks MSCU!!

Pat Schultz

3 months ago

I've been a member for 25+ years and wouldn't go anywhere else. The staff are excellent and the services are great. It's very nice knowing your not just an account number. Your a real person in a very friendly and caring environment.