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Southpoint Financial

924 MAIN ST E, Sleepy Eye, MN 56085
NCUA Insured2.6 (17 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

924 MAIN ST E

Sleepy Eye, MN 56085

Service Area

This credit union is located in Sleepy Eye and serves members in the MN area. Currently serving 33,925 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.40%

Used Auto Loan

6.33%

Personal Loan

9.99%

Credit Card APR

16.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MN

Lowest rates currently reported by credit unions in MN (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(9 total)

Member Reviews

2.6

17 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Julie Fredrickson

Julie Fredrickson

2 years ago

Service is consistently going downhill, worse and worse. Their call center is the worst. Would give 0 stars if possible. We used to get the same person and personalized service with needs both in person and on the phone. Don't reach out these days. A screw up on our end caused hundreds in fees, and a request for some understanding was met with Colin and Rob who sure don't give a care. They gave an inch where a foot was reasonable. I'm sure their job is awful but the passive aggressive snide tone when someone is actually trying to politely ask for help where there was obvious error sure isn't going to make your job any better. You'd expect such crummy treatment from some of these national brands, but man, for a bank that tries so hard to prove they are small town friendly. The call center is an epic fail.

leslie flores

leslie flores

a year ago

Slow service, I was told it would only take a minutes to get my card made yet they had me waiting for 8 minutes. I called in advance to get the card made so I wouldn’t have to wait and Tim stated that I couldn’t get it made ahead of time. Why lie about how long it will take? Just to still have to wait another 5-10 minutes to use the card!!

Pool Man

Pool Man

2 years ago

Do not bank with this bank!!! I bank with USbank. An employee of mine banks, with Southpoint they took the funds from my account, which was his paycheck and are holding the funds they said they are holding it. Why would they hold funds that have been taken out of my account already? This has caused him to go over drawn. They said they need to hold a check for seven days. They’re not holding a check it was cashed already. This is poor business practice. I called the corporate office. His bank will hold funds to receive overdraft fees. Still waiting to hear back from the finance manager. I’m shocked!!!

Lisa Bohlin

Lisa Bohlin

5 years ago

We have our house loan through SP!! Unfortunately, we want to buy property up north! Met with Brian Serbus in New Ulm on Monday, Oct. 5. He said he would get back to us at the end of the week! Well it's the end of October and still you response! Called again last week and left message! Still no response! Some friends of ours said South Point sucks for loans!! WAY TOO SLOW!!

The Currier Family

The Currier Family

8 years ago

When we moved to town we opened our accounts at SouthPoint. We have enjoyed their friendly and knowledgable advice numerous times. We are very grateful for how easy it was to switch everything to this branch.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).