NCUA Insured
Member-Owned
1 charter
Established in 1931
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around South St Paul, MN may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1931
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in South St Paul and serves members in the MN area. Currently serving 3,724 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.94%Used Auto Loan
6.60%Personal Loan
11.33%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in MN (NCUA Q4 2025).
Rochester, MN
Brainerd, MN
Woodbury, MN
Dawson, MN
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.6
49 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsLori Valstad
7 months ago
I have had great luck with this local credit union. The staff is very friendly and knowledgeable. Its a small town feel when they greet members by our name. I highly recommend them.
Lulu Scz
6 months ago
I’ve had a great and seamless experience with associate Jose. He answered all my questions, was patience and very informative on everything I needed to know. I highly recommend banking with WFCU, specially if you care to bank where they actually care about you!
Beth Miller
8 months ago
This credit union has cost me more money than all other banks combined. It is an absolute joke! Their compassion to help their members is horrendous and their fees are out of control.
Tj W
9 months ago
As I am unable to give no stars they get their one. I have been banking with Wakota since long before they changed to their nifty new name. They WERE a nice place to do your personal banking but since Covid gave them an excuse to provide rotten service they have become incredibly proficient at it. Update 9-5-2025 After years of being disappointed with my financial institution they are showing signs of improvement. The Covid-era indifference and lackadaisical service seems to be melting away and I am actually pleased with the service I have been given in my last several encounters here. The people have been friendly and very efficient in my dealings. Perhaps this seeming cultural change can find it's way into the rest of our community.
Max Alberts
a year ago
I've been trying to contact this credit union all day today, Friday, Nov. 1, 2024. Impossible to get through. Left request for callback TWICE but no one bothered returning my call. AND, according to the voice message, I was the ONLY PERSON IN CUEUE!!!! How on earth is this place being managed? I am anew customer and because of this, probably a very temporary one.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(651) 451-3330Website
Visit WebsiteMembers
3,724
Total Assets
$45.2M
Year Opened
1931
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile