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Wakota

1151 Southview Blvd, South St Paul, MN 55075
NCUA Insured3.6 (49 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1931

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1151 Southview Blvd

South St Paul, MN 55075

Service Area

This credit union is located in South St Paul and serves members in the MN area. Currently serving 3,724 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.94%

Used Auto Loan

6.60%

Personal Loan

11.33%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MN

Lowest rates currently reported by credit unions in MN (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.6

49 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Lori Valstad

Lori Valstad

7 months ago

I have had great luck with this local credit union. The staff is very friendly and knowledgeable. Its a small town feel when they greet members by our name. I highly recommend them.

Lulu Scz

Lulu Scz

6 months ago

I’ve had a great and seamless experience with associate Jose. He answered all my questions, was patience and very informative on everything I needed to know. I highly recommend banking with WFCU, specially if you care to bank where they actually care about you!

Beth Miller

Beth Miller

8 months ago

This credit union has cost me more money than all other banks combined. It is an absolute joke! Their compassion to help their members is horrendous and their fees are out of control.

Tj W

Tj W

9 months ago

As I am unable to give no stars they get their one. I have been banking with Wakota since long before they changed to their nifty new name. They WERE a nice place to do your personal banking but since Covid gave them an excuse to provide rotten service they have become incredibly proficient at it. Update 9-5-2025 After years of being disappointed with my financial institution they are showing signs of improvement. The Covid-era indifference and lackadaisical service seems to be melting away and I am actually pleased with the service I have been given in my last several encounters here. The people have been friendly and very efficient in my dealings. Perhaps this seeming cultural change can find it's way into the rest of our community.

Max Alberts

Max Alberts

a year ago

I've been trying to contact this credit union all day today, Friday, Nov. 1, 2024. Impossible to get through. Left request for callback TWICE but no one bothered returning my call. AND, according to the voice message, I was the ONLY PERSON IN CUEUE!!!! How on earth is this place being managed? I am anew customer and because of this, probably a very temporary one.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).