Northridge Community

921 17th St S, Virginia, MN 55792

NCUA Insured4.3 (12 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1957

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Virginia, MN may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1957

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

921 17th St S

Virginia, MN 55792

Google Maps 🗺Waze

(218) 748-2609

Service Area

This credit union is located in Virginia and serves members in the MN area. Currently serving 7,608 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.99%

Used Auto Loan

9.99%

Personal Loan

12.00%

Credit Card APR

12.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MN

Lowest rates currently reported by credit unions in MN (NCUA Q4 2025).

Mayo Employees— New Auto Loan

Rochester, MN

1.99%

Crow Wing Power— Used Auto Loan

Brainerd, MN

4.29%

Pipefitters-Steamfitters— Personal Loan

Woodbury, MN

7.75%

Greater Community— Credit Card APR

Dawson, MN

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

4.3

12 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Dina Janke

3 years ago

I have banked at this credit union for over 30 years. I once invited Mrs. Noponen to speak at my credit and collections class because they were everything you wanted a financial institution to be. Everyone treated you like family. They had empathy and respect. You could count on them 100%. Unfortunately that all disappeared about 3-5 years ago, maybe more. About the time Doris left. They have no idea about the concept of great customer service. It was such a disappointment to lose something that great. If anyone feels the same, check out Affinity Credit Union. They are everything a credit union should be.

Bob Loveless

7 years ago

In 1978-9 winter time period I installed a computer system called “Online Focus” for this credit union. It was called Hoyt Lakes Credit Union at that time. I stayed in a single story inn. The credit union manager invited me to his house and I got to ride on his snow mobile machine (I lived in Austin Texas and never saw much snow), he took me ice fishing and went and took sauna with him. He gave me a metal bucket and told me to put ice cold water in it and when I was thru with the sauna to pour this ice cold water over me. I said No way and took the bucket into the sauna with me. Got thru with the sauna and started to pour the bucket contents over me which was now hot water. Needless to say I almost scalded myself and then had to wait about 30 minutes before my body temperature came back to normal. This was a wonderful period of time for me. Thanks for allowing me to tell of this old memory.

Mark Anderson

6 years ago

It has been a pieasure dealing with NORTHRIDGE SINCE LEAVING WELLS FARGO! The benefits of this credit union totally outclass that of a big bank! To bad it took me 24 years to figure it out