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Leading Edge

P.O. Box 307, Worthington, MN 56187
NCUA Insured4.2 (73 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1986

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P.O. Box 307

Worthington, MN 56187

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(507) 372-5959

Service Area

This credit union is located in Worthington and serves members in the MN area. Currently serving 11,920 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.99%

Used Auto Loan

5.99%

Personal Loan

11.48%

Credit Card APR

15.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MN

Lowest rates currently reported by credit unions in MN (NCUA Q4 2025).

Mayo Employees— New Auto Loan

Rochester, MN

1.99%
Crow Wing Power— Used Auto Loan

Brainerd, MN

4.29%
Pipefitters-Steamfitters— Personal Loan

Woodbury, MN

7.75%
Greater Community— Credit Card APR

Dawson, MN

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

4.2

73 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
toni

toni

7 months ago

Leading Edge is great to work with! Angie and Ruth were exceptionally helpful with our home loan! Awesome customer service with everyone! It’s the place to go for all your loans and banking!

Jannette E

Jannette E

7 months ago

I recently have worked with Angie, Ruth and Cindy from the Fulda office and they are amazing. They made the process so easy and explained the whole process it was great!! Highly recommend!

Jennifer Leon

Jennifer Leon

11 months ago

Went to withdrawal out of the atm and didn’t realize the atm was now inside. Which is a good idea. I started banking with leading edge not too long ago and the staffing in Worthington is really nice. Michelle Melendez Powell was my loan officer and she was very helpful and if you need a Vehicle loan go see her they have the best interest rate in town.

Casey Hector

Casey Hector

11 months ago

Love the Worthington branch. Michelle is the best and always helps me with any problems or questions. The drive thru tellers are very nice and love my dog, Teddy, and always give him an extra treat because he's huge. Angie is awesome and is always there to help us out. I can't forget Tanley in the Windom either. She always takes the time to help me with anything I need. If you want a financial institution to be more than a brick and mortar building this would be the place I would recommend.

Has gay Htoo

Has gay Htoo

11 months ago

My friend told me to open account at this bank and I am happy I did, the lady Michelle helped me and she is nice a very easy to understand. When I walk in bank everyone very nice and friendly. I recommend this bank to everyone

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).