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Water'S Edge

1976 Popps Ferry Road, Biloxi, MS 39532
NCUA Insured3.8 (5 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1976 Popps Ferry Road

Biloxi, MS 39532

Service Area

This credit union is located in Biloxi and serves members in the MS area. Currently serving 610 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.03%

Used Auto Loan

6.91%

Personal Loan

5.42%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MS

Lowest rates currently reported by credit unions in MS (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.8

5 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
dorothy bender

dorothy bender

3 years ago

If you are friends!!! they will approve you - this place is all about who they like not how good your credit is they are the worst to women I have ever dealt with they are very noisy and make excuses do not go to place, Keesler, Navy is much better these 2 women dictate what you can have did not approve me with a good credit score went to Keesler got exactly what I needed. Please do not go there unless they like you.

Barney Carniperfitz

Barney Carniperfitz

6 years ago

I just had an incredible experience. I saw this big sign that said 'Post Office'. I just moved to the area so I pulled in only to see a sign in the window that said 'This is not a Post Office'. I thought that was greatly amusing so I pulled out my phone to take a picture of both signs together. Immediately a woman came around the corner with a terrified look on her face and said with a terrified voice, "What are you doing?!" Before I could answer another woman came up right behind her, also with a terrified look on her face. They both stood there staring, terrified. I explained how I thought the signs were humorous and would like to send a photo to a friend. I wanted to ask why they were so terrified but thought it prudent not to. She said that it wasn't a Post Office, it was a credit union. I told her, yea, but the sign says Post Office. It seemed to infuriate both of them. They both turned to walk away when the first lady turned, pointed her finger at me and growled to not take any more pictures. I said it might interest her to know that I had a one hundred percent disabled veteran license plate. "Thank you for your service", said the lady robot. I said, yea, I can tell how thankful you are. I left without taking a picture. As I drove away I thought about the trillions of dollars George Bush, the worlds number one wanted terrorist who can't and doesn't go outside the U.S. without being arrested for war crimes, spent on the 'War on Terror'. It seems like so many Americans are so full of terror they can't see that they are full of terror. And then suddenly I realized what had happened. They thought I was a postal employee! I'm giving the twins 5 stars and an Oscar for best sound editing. It was reeeeeeeally scary!!!!

Dorothy Bender

Dorothy Bender

7 years ago

Change rules everytime you go in no matter if you pay on time pay off you can only get a loan every 6 months what kind of credit union is that they have favorites no way to run a business

Ednisha Bangham

Ednisha Bangham

4 years ago

Josiah Rankin

Josiah Rankin

10 years ago

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).