Statewide

P O Box 320483, Flowood, MS 39232

NCUA Insured4.5 (44 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1949

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Flowood, MS may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1949

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

P O Box 320483

Flowood, MS 39232

Google Maps 🗺Waze

(601) 420-5535

Service Area

This credit union is located in Flowood and serves members in the MS area. Currently serving 23,897 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.30%

Used Auto Loan

8.22%

Personal Loan

12.69%

Credit Card APR

12.32%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MS

Lowest rates currently reported by credit unions in MS (NCUA Q4 2025).

Ferguson— New Auto Loan

Monticello, MS

1.99%

Mississippi Dhs— Used Auto Loan

Jackson, MS

4.25%

Water'S Edge— Personal Loan

Biloxi, MS

5.42%

Triangle— Credit Card APR

Columbus, MS

6.50%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

4.5

44 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Kenyatta Scott

7 months ago

I wanted to take a moment to thank you for following up and providing real support during the government shutdown. I truly appreciate the credit union’s decision to defer my payment and offer the furlough loan with 0% interest for the first 90 days, no credit check, and a 90-day period before the first payment is due. This level of understanding and flexibility makes a meaningful difference for members who are directly impacted. I’m grateful for the quick response and for taking the time to listen to my concerns. It’s reassuring to see the credit union return to the kind of member-focused care I’ve valued over the years.

John

6 months ago

I contacted them and in three business days my loan was closed and funded. I secured an automobile loan through them. Every member of the team that I visited with was confident, professional, and incredibly friendly. As the kindness persisted from person to person that I visited with, it became apparent that client centered caring is a part of the culture of this organization. This was my first contact with them in doing business. It will not be my last. Thank you, Statewide!

Elaine Rush

a year ago

I just love my credit union. I went in got a notary by Mrs. Ruthie at the front. I'm from Starkville and she treated me so kind and helpful. She was the best. Thank you so much Statewide for always taking care of me no matter where in the world I am ❤️🙏🏽

Jazzie One

2 years ago

I recently applied for a checking account with SWFCU. I called the branch to ask a general question. Someone answered and the person really didn’t sound enthused to be at work but anyway I proceeded to ask my question and they so graciously( with hesitation ) answered my question. I did have another question to ask but I believe at that time it was best to end that call and call another branch to finish addressing my questions with opening a checking account. My mom has been apart of this credit union for over 30+ years and I have never heard her speak unsatisfied things about this credit union. I am guessing times have changed and good customer service from back in the day is fading away. Needless to say I still will keep my account but do all my calls if I should ever need to speak with someone only in the evening and not early morning.