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Gulf Coast Community

12364 HIGHWAY 49, Gulfport, MS 39503
NCUA Insured4.9 (1,272 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

12364 HIGHWAY 49

Gulfport, MS 39503

Service Area

This credit union is located in Gulfport and serves members in the MS area. Currently serving 12,079 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.99%

Used Auto Loan

16.99%

Personal Loan

18.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MS

Lowest rates currently reported by credit unions in MS (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

4.9

1,272 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Connie Thomas

Connie Thomas

4 months ago

I have been with Gulf Coast Credit Union for over 50 years! Never had a problem that was not corrected immediately! Smiling faces, Tellers professional and helpful! My loan officers make me feel extra special! Helping me cleanup credit and giving me the best opportunity for loans assistance! Thank you Mrs Toliver and my family at downtown branch that keep my entire family happy Thanks🥰

Kane Thedj

Kane Thedj

6 months ago

I was told about Gulf Coast Community Union by a friend. At first I was like no, it's probably just like all the rest.Then as I heard the amazing things they "ACTUALLY" do for the community and how they help the residents of the coast. I was intrigued on trying.They have great customer service and so far the experience has been great. I'm so grateful to have taken that step ahead. Because they are wonderful, especially Kim one of the workers for customer service team. Try them, you will not be disappointed. Thank you

Tammier Cooper

Tammier Cooper

4 months ago

I’ve had nothing but great experiences with Gulf Coast Community Federal Credit Union. The staff is always friendly, professional, and genuinely helpful. They take the time to explain everything clearly and make you feel valued as a member, not just a number. Service is efficient, and any questions or concerns are handled with care. I highly recommend this credit union to anyone looking for trustworthy, community-focused banking.

Rick Tubertini

Rick Tubertini

6 months ago

Becky and GCCFCU are customer focused and the products they offer are geared toward the individual needs of their customers. I highly recommend Becky Gillespie and GCCFCU.

Suzanne Fouasnon

Suzanne Fouasnon

3 months ago

So happy to be a member of a credit union that treats you like family and not just a bank customer. Caleb is the absolute best!!! He makes financing and planning for your future an easy goal to reach.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).