Centuryfirst

3318 HARDY ST, Hattiesburg, MS 39401

NCUA Insured3.7 (53 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Hattiesburg, MS may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1956

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

3318 HARDY ST

Hattiesburg, MS 39401

Google Maps 🗺Waze

(601) 450-4114

Service Area

This credit union is located in Hattiesburg and serves members in the MS area. Currently serving 12,842 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

8.33%

Used Auto Loan

11.16%

Personal Loan

13.50%

Credit Card APR

23.60%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MS

Lowest rates currently reported by credit unions in MS (NCUA Q4 2025).

Ferguson— New Auto Loan

Monticello, MS

1.99%

Mississippi Dhs— Used Auto Loan

Jackson, MS

4.25%

Water'S Edge— Personal Loan

Biloxi, MS

5.42%

Triangle— Credit Card APR

Columbus, MS

6.50%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(10 total)

Member Reviews

3.7

53 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Katie Johnson

5 months ago

Beware of this bank! They have the worst customer service ever they need to learn to treat all customers with respect. The guy at the front desk I cant remember his first name but I remember his last name Cooley not so friendly

DeAndrea Tate

a year ago

I absolutely love my bank!! I’ve been banking here for a little over 6-7 years. The tellers, loan officers, on up and etc are very awesome and friendly people. This is my Go-To branch! It feels like family. It’s a great feeling When you walk in and they know your name and even if they don’t, the greetings are of warm welcomes!!

Shirley Carson

9 months ago

The quality of the people and the staff has gone down real bad . They just don't care the way they use to and they are making it so hard for you to get a loan now. For me I wouldn't care if you had 2 or 3 different loans with me as long as you were paying them and not missing not one month to pay it I would give you a loan . It's just not the same any more cause I can't talk people into going there trying to get a loan any more it's sad for me.

Fernanda Cavalaro

6 years ago

This is a great bank. They have awesome staff and are friendly. Ms. Sandra is great and know her stuff. She is great and has help me tremendously. This bank just change their name to Century first federal credit union. Anybody could apply to have an account here. The have great rates. Come check it out!!