Jackson Area

PO Box 1403, Jackson, MS 39215

NCUA Insured4.0 (99 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Jackson, MS may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1953

Low-Income Designated

Minority Depository Institution (MDI)

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 1403

Jackson, MS 39215

Google Maps 🗺Waze

(601) 922-7055

Service Area

This credit union is located in Jackson and serves members in the MS area. Currently serving 15,651 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

7.00%

Used Auto Loan

14.00%

Personal Loan

16.00%

Credit Card APR

8.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MS

Lowest rates currently reported by credit unions in MS (NCUA Q4 2025).

Ferguson— New Auto Loan

Monticello, MS

1.99%

Mississippi Dhs— Used Auto Loan

Jackson, MS

4.25%

Water'S Edge— Personal Loan

Biloxi, MS

5.42%

Triangle— Credit Card APR

Columbus, MS

6.50%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.0

99 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Rickey Warner

6 months ago

The worst bank you can ever deal with. The online banking system never works; no one answers phones; customer service simply does not exist with this bank; no options to resolve banking issues. It surprises me to see the place still functioning. Not a good bank at all!

Miranda McGee

3 months ago

I have had great experiences and service for several years from this credit union, but at this location it states online they are open until 5:30, but they closed both drive thru and lobby at 4:30, and it's really frustrating

Amiya White

a year ago

Possibly the worse bank you could have. They never answer the phone and don’t care about customer needs. Then after 5 calls, tell you “it’s too late” to help you with problems you’ve encountered. If I work just as they should be working, they could’ve handled the problem this morning as intended. However they make you call back to back to finally get a phone call answered and tell you to just wait. The app is just as awful as the tellers and customer service.

Mercedes Jones

a year ago

I wanted to share my experience as a customer at JAFCU. This credit union is great. I have always had great customer service here. Casey Ross is especially exceptional when it comes to customer service. She is very attentive, answer all questions, and time management is very good. Thanks Casey