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Magnolia

240 Briarwood Dr, Jackson, MS 39206
NCUA Insured2.8 (161 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

240 Briarwood Dr

Jackson, MS 39206

Service Area

This credit union is located in Jackson and serves members in the MS area. Currently serving 21,178 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.00%

Used Auto Loan

14.95%

Personal Loan

18.00%

Credit Card APR

14.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MS

Lowest rates currently reported by credit unions in MS (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

2.8

161 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Norman S

Norman S

3 months ago

Branch Manager NE’COLE DEAR went above and beyond to help me yesterday! I deposited a check from BankPlus - not someone’s personal check but a check from BankPlus signed/approved by another Branch Manager at BankPlus Spillway Road - I asked Ms. Dear to verify the check was not fraudulent so it could “clear” faster than the normal 7 days … She handled the situation with speed and care… I am a long-time MFED customer and I am glad someone like Ms. Dear cared enough about me as a customer and person to go “THE EXTRA MILE” please give Ms. Dear recognition and a raise!! She is simply awesome! She made a stressful situation so much better! She made my day! week! …🥇

Ramona Spann

Ramona Spann

5 months ago

Like loan sharks!!! Contacted my boyfriend's father even though he wasn't even on the loan! Shook down an elderly man for his son's loan! Boyfriend has paid for his loan but had unemployment for a few days & they jumped on his dad immediately. Even came out on the day after Christmas to personally deliver a "give me money" threatening letter.

Rachel Graves

Rachel Graves

9 months ago

Not a good bank at all. Systems are completely antiquated making paying your loans difficult then they repossess vehicles one day past 30 even if you have solid pay history. They are NOT centered around happy customers. This isn’t a relationship building bank. This is more like a BS 3 rd party lender. Go somewhere else for any and all your banking needs. magnolia Federal…. Your reviews should tell you a lot and you should improve

B Johnson

B Johnson

a year ago

I will not do business with this company again. Laquandra, the loan originator, was highly unprofessional and never offered me critical information regarding my account, such as the account number. You can tell her main purpose was to generate the loan. I asked to talk with a manager (Tikita) about closing the account, and I was given a fax number rather than the person's direct line. After multiple attempts, someone kindly offered me the lady's email address, but I never received a response. Worst experience ever, especially as a new customer.

Samantha Hennessy

Samantha Hennessy

10 months ago

I keep trying to give this bank a chance, they have disappointed me a few times. I just don't want to go through the hassle of moving my money. I will have to after I pay these loans off. I have had the worst experience with this last loan, its really quite ridiculous. Please find someone else to bank with, you will regret using this bank

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).