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1st Mississippi

600 19th Ave, Meridian, MS 39301
NCUA Insured4.7 (137 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1972

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

600 19th Ave

Meridian, MS 39301

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(601) 693-6873

Service Area

This credit union is located in Meridian and serves members in the MS area. Currently serving 10,428 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.92%

Used Auto Loan

8.67%

Personal Loan

12.40%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MS

Lowest rates currently reported by credit unions in MS (NCUA Q4 2025).

Ferguson— New Auto Loan

Monticello, MS

1.99%
Mississippi Dhs— Used Auto Loan

Jackson, MS

4.25%
Water'S Edge— Personal Loan

Biloxi, MS

5.42%
Triangle— Credit Card APR

Columbus, MS

6.50%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.7

137 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Dylan Mann

Dylan Mann

3 months ago

Asten Rutledge gave me an awesome experience. Will definitely use her for any other purchase or service. Great to work with. Understanding. Quick. Very respectful and knowledgeable. Outstanding job!

Gwynnesha Brown

Gwynnesha Brown

5 months ago

I had a wonderful experience opening a new account here on today, upon entry I was greeted by a warm and welcoming smile from Danquisha. Katelynn assisted in getting the account opened, she was friendly, knowledgeable, and took the time to answer questions. The process was smooth and I felt genuinely welcomed as a new member. Excellent service from start to finish.

Janice Ramsey

Janice Ramsey

5 months ago

Danquisha May, I rather not come if I don’t see her she always goes far and beyond to assist me whatever I need or make sure I am taking care of. The smile and personality is the best you can ever receive with customer service. She is a great aspect to First MS Credit Union.

Warren Trussell

Warren Trussell

3 months ago

I used Tiajuana davis she assisted me today. She was great and has a wonderful attitude. She answered all my questions. Because of her I opened a account today.

Jay Pierce

Jay Pierce

7 months ago

Their loan process and approvals are quick and seamless. Their rates and Asten Rutledge was very proficient and knowledgeable at her job. It made hard time much better.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).