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Meridian Mutual

PO Box 310, Meridian, MS 39302
NCUA Insured3.7 (33 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 310

Meridian, MS 39302

Service Area

This credit union is located in Meridian and serves members in the MS area. Currently serving 7,452 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.85%

Used Auto Loan

7.42%

Personal Loan

14.93%

Credit Card APR

10.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MS

Lowest rates currently reported by credit unions in MS (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

3.7

33 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Mz Violet

Mz Violet

4 months ago

I arrived at meridian mutual aggravated anxious and a lil frustrated at myself. I attempted to make a purchase and my debit card was not in my wallet. Long story but I got another. The lost one was turned in and something was still wrong. Mrs Holyfield at the poplar springs branch smiled, listened to my frustrated rambling and diligently and patiently found the solution to the problem and it was not a quick one. I am very grateful for her understanding and patience I have been associated with MMFCU for almost 30 yrs And very proud to be a member

Rose Patronne

Rose Patronne

a year ago

15 dollars to get your first debit card. Reads aloud your social. Refused to write it down and accept it. I'm unfortunately having to recommend going to an alternative bank. I opened an account online. I had high hopes. I went in. Sadly disappointed based on the experience. I went ahead and canceled the account the first time I went into this bank. Lack of understanding social security number privacy I couldn't let go of. I absolutely feel the teller was friendly. Only positive here. I move real estate, and based on the reaction to only having my cash app card on me currently, the other individual absolutely had formed an opinion of me. The look said it all. I can say the white male that was in at the same time did absolutely get the best customer service.

Remnant Girl

Remnant Girl

5 years ago

We are not impressed. One bank- one location- in the whole county makes it difficult to do business. Also the tellers ball up the receipts every time we get them from there. The people are friendly working there..at times..& their website is subpar. They need to have an app so people can manage their accounts and get into the the 21st century.. Their entrance way is just confusing. They act like they don't want any new business, just old business and they won't give you your balance over the phone even after identifying you. Just a joke of a bank. Surprised they are still in business. Just got fed up with their lack of service, and went with another bank downtown that has multiple locations, an app, that was able to do more for us than this one by leaps and bounds.

Joey Smith

Joey Smith

4 years ago

Poor customer service. They let me go 4 months with a missed payment and I paid every month but the month that was missed so when they finally contact me they don’t even know what payment I have missed because I have paid for last 4 months. They just know I missed a payment so they have to call me back to tell me what month was missed. Then after I go pay the payment that was missed. That was 4 months late they file it on My credit score and say there’s nothing they can do. When u contact someone and you don’t even know the details of why your contacting them you know U got great customer service. A customer keeps making payment s at your bank for 4 months and no one tells u at the bank who your talking too when u make the payments that u have a missed payment u got Pitiful service.

nakesha jones

nakesha jones

7 years ago

Every time I have to come inside, ALL OF THE are frowned as if we are bothering them, especially Carissa, Clarissa, however you spell it with the exception of Kenya. Carissa is the only one who is ALWAYS doing nothing but pretend to be so busy looking over me asif I am a nuisance. I do not even live in Meridian so I know none of them. Please replace them with customer friendly employees that appreciate customers coming instead of treating them as annoying, irate citizens who should take their business elsewhere.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).