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Ferguson

1026 E Broad St, Monticello, MS 39654
NCUA Insured3.0 (13 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1968

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1026 E Broad St

Monticello, MS 39654

Service Area

This credit union is located in Monticello and serves members in the MS area. Currently serving 10,272 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

1.99%

Used Auto Loan

17.49%

Personal Loan

17.49%

Credit Card APR

11.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MS

Lowest rates currently reported by credit unions in MS (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(8 total)

Member Reviews

3.0

13 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Mo Mo

Mo Mo

4 months ago

The bank itself might be hit or miss, but Jessica at the Monticello branch is a gem. Every time she helps me, she’s professional, patient, and actually pleasant to talk to. She doesn’t rush, doesn’t huff and puff, and you can tell she truly cares about her job and the customers. She even laughs at my jokes! Honestly, she’s the kind of employee who should be a branch manager or at least recognized for how well she represents the bank.

D'xavier Hooker

D'xavier Hooker

6 years ago

I gave one star because there is no option to leave zero stars. This company is the worst ever. They constantly change things with no warning at all. My card has expired multiple times without them sending me another. I had to go into a physical location just for them to give me a temporary card which they tried to make me pay for. Recently they switched card issuers without warning so my card stopped working again. Will have to wait 5-7 business days for another to mail out. Which I’m still not sure that i will get because the last time i was ordered a card it never came after 7 tries hence the reason i had to go into a location and get a temporary card which i have been still using today til it stopped working. Not too mention i have been using this temporary card for a year. So believe me when i say this. You should not consider opening a checking account with this company. It’s just inconvenience after inconvenience.

Dan walk

Dan walk

3 years ago

I asked for my account number and routing number at the branch face to face with the teller and she never asked my name nor the last 4 number of my social security number. The teller then gave me the wrong account number now my money that was suppose to been in my account before the holiday hit is in someone else account. Ferguson is not a safe bank to do business with your information is not safe and your money isn't safe.

Patsy Rogers

Patsy Rogers

6 years ago

First time I ever been able to go in and come straight out I've enjoyed it and the gentleman is very sweet and nice and polite

Dxavier Hooker

Dxavier Hooker

5 years ago

Worst banking ever. Gave me 5 defective cards over 4 weeks. After my most recent visit. The reps at the window blamed me for my cards not working even after i was told by member services that the cards were defective

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).