One South

148 N SHIELDS LN, Natchez, MS 39120

NCUA Insured3.0 (7 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1953

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

148 N SHIELDS LN

Natchez, MS 39120

Google Maps 🗺Waze

(601) 442-4382

Service Area

This credit union is located in Natchez and serves members in the MS area. Currently serving 2,832 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.10%

Used Auto Loan

9.91%

Personal Loan

14.03%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MS

Lowest rates currently reported by credit unions in MS (NCUA Q4 2025).

Ferguson— New Auto Loan

Monticello, MS

1.99%

Mississippi Dhs— Used Auto Loan

Jackson, MS

4.25%

Water'S Edge— Personal Loan

Biloxi, MS

5.42%

Triangle— Credit Card APR

Columbus, MS

6.50%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.0

7 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Flip Skillz

9 months ago

I am very disappointed with the service I have received. An employee gave me incorrect information, which resulted in a bounced check. Even after promising to notify management and correct the mistake, nothing was done. The manager wasn’t even notified and probably went home not caring that her mistake lead to a family not having water. This lack of accountability and proper training is unacceptable. Unfortunately, I have experienced multiple issues with this company since becoming a customer, and this most recent incident has made it clear that service is not a priority.

Sheena Cherrelle

4 years ago

I hate I can’t transfer money due to the website or app giving me an error message. You have no one to contact over the weekend due to this issue, and times are to bad these days to carry around cash. Very unacceptable