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Navigator

PO Box 1647, Pascagoula, MS 39568
NCUA Insured4.2 (61 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1939

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 1647

Pascagoula, MS 39568

Service Area

This credit union is located in Pascagoula and serves members in the MS area. Currently serving 47,453 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.99%

Used Auto Loan

6.74%

Personal Loan

11.99%

Credit Card APR

10.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MS

Lowest rates currently reported by credit unions in MS (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(13 total)

Member Reviews

4.2

61 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Massie

Massie

3 months ago

Kaliyah has helped me and my family many times and I'd like to thank her for all of the compassion and care she's offered us. She always solves our problems. All of the ladies here are great and always so helpful. Savannah and Bethany do a great job making sure things are running smoothly! I love being a member of Navigator Credit Union.

Laresa Rayner

Laresa Rayner

4 months ago

I've been a Navigator customer for many years and have always had good service/experiences there, but wanted to give a special shout out to the teller, Carley, at the Jackson Ave. branch. I think she's relatively new there, but I can tell that she comes with a lot of experience. Sometimes new tellers are a bit nervous, but Carley was super confident, comfortable, and efficient and really knows her stuff. She's also very friendly and helpful and made me feel like I was getting help from a friend instead of just there for a business transaction. It's people like her that make me happy to continue doing business with Navigator Credit Union (I'll NEVER go back to a "standard bank")!

Bobbi Dixon

Bobbi Dixon

7 months ago

I found someone's card in a parking lot and have been trying to contact this Credit Union to find out how to get it back to her. I have been on hold for 29 minutes!!!! (On the "customer service" 800 number. ) My husband tried the local 228 number and has been on hold for 15 minutes. I would NEVER use this Credit Union Absolutely unacceptable

Kimberly Snyder

Kimberly Snyder

3 months ago

Thank you Iri and Bethany for helping us get a check verified and deposited for us when we needed it! We appreciate the help, thank you Navigator!

William Sanchez

William Sanchez

10 months ago

For anyone looking to open an account and perhaps maybe a little hesitant. The people here at navigator are Educated, Professional, And Considerate. They'll walk you through everything step by step and they treat you and your business not only very professionally but also very kindly. Especially with TopTier Assistance from Savannah, Dory, and Bethany. They've especially helped make sure all my banking needs have been helped immediately.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).