Rivertrust

PO BOX 97997, Pearl, MS 39288

NCUA Insured4.3 (39 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is limited to members of a specific organization, church, union, or association. Contact the credit union to find out which groups qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1935

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

PO BOX 97997

Pearl, MS 39288

Google Maps 🗺Waze

(601) 664-2085

Service Area

This credit union is located in Pearl and serves members in the MS area. Currently serving 7,604 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.26%

Used Auto Loan

8.09%

Personal Loan

12.37%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MS

Lowest rates currently reported by credit unions in MS (NCUA Q4 2025).

Ferguson— New Auto Loan

Monticello, MS

1.99%

Mississippi Dhs— Used Auto Loan

Jackson, MS

4.25%

Water'S Edge— Personal Loan

Biloxi, MS

5.42%

Triangle— Credit Card APR

Columbus, MS

6.50%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.3

39 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Austin Prowant

a year ago

Absolutely love Rivertrust aka Telco. There is a big difference in a hometown credit union and a big box national bank or credit union. The service is next . Dawn and Lexi are the best. They just remodeled and beaitiful.

Lydie Vick

9 months ago

Rivertrust Federal Credit Union is one AMAZING group of people! This is the 3rd time I have needed help- like TODAY- and they have come through for me every time! You cannot do better than RFCU!!!!! A great big THANK YOU!!!!!

Thurmon Dillon

a year ago

I had the pleasant and productive experience with my teller, Lexi. She was the only one who acknowledged me. as I walked in. She smiled and took care of my withdrawal request. After two decades and three name changes of this CU. She talked me into opening a new checking account. I have been in customer service for over 30yrs and I recognize excellent people skills in others. She is a GEM shining brightly, and a perfect asset to your Teller section.

Tocarro Jones

10 months ago

I love my River trust family. Mrs. Katherine was a big help with my card replacement and Mrs. Sabrina was a blessing with helping opening account for my teenagers.