Cape Regional

2427 Cape Centre, Cape Girardeau, MO 63703

NCUA Insured5.0 (19 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1971

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Cape Girardeau, MO may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1971

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

2427 Cape Centre

Cape Girardeau, MO 63703

Google Maps 🗺Waze

(573) 334-7686

Service Area

This credit union is located in Cape Girardeau and serves members in the MO area. Currently serving 2,507 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Loan Rates

Rates sourced from NCUA call report data (Q1 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.00%

Used Auto Loan

5.60%

Personal Loan

8.00%

Important: Rates are sourced from NCUA call report filings (Q1 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MO

Lowest rates currently reported by credit unions in MO (NCUA Q1 2025).

Co - Lib— New Auto Loan

Saint Louis, MO

2.99%

Co - Lib— Used Auto Loan

Saint Louis, MO

2.99%

Patriot— Personal Loan

Oakville, MO

7.99%

Missouri Electric Cooperatives Empl— Credit Card APR

Jefferson City, MO

8.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations

Branch information not available for this credit union.

Member Reviews

5.0

19 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

James Banken

5 months ago

Being my 1st experience with a credit union, I did not know what to expect. Well, my experience was outstanding and exceeded my expectations. I initiated my event with Mr. Stephen Jones; he led me thru the process. Brandi set up my account quickly and handed me off to Mr. Stephen Jones the loan processor. I was educated in a slow and thorough process explaining my loan page by page to my understanding! His professionalism gave me immediate confidence in the product and made me feel totally at ease. No pressure, just the facts. The process was quick and easy. I highly recommend Ozark Federal Credit Union and will definitely consider for any future loan or banking event in the future!

Jacob Macke

3 months ago

Been a member for a few years, glad they opened a branch in cape girardeau. Simple lending process, thorough communication and hassle free loan process!

Penny Ward

2 weeks ago

I love Brandi, she always takes care of us. She is always so polite and nice and always willing to help me.

Daniel Morcom

a month ago

Stephen took care of refinancing a car loan for me and saved be a boat load of money. He was very kind and explained everything I need to know, please go to him!