County

PO BOX 16590, Clayton, MO 63105

NCUA Insured3.5 (42 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1970

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Clayton, MO may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1970

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO BOX 16590

Clayton, MO 63105

Google Maps 🗺Waze

(314) 725-1113

Service Area

This credit union is located in Clayton and serves members in the MO area. Currently serving 1,956 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.60%

Used Auto Loan

7.08%

Personal Loan

11.67%

Credit Card APR

8.14%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MO

Lowest rates currently reported by credit unions in MO (NCUA Q4 2025).

Co - Lib— New Auto Loan

Saint Louis, MO

2.99%

Co - Lib— Used Auto Loan

Saint Louis, MO

2.99%

Patriot— Personal Loan

Oakville, MO

7.99%

Missouri Electric Cooperatives Empl— Credit Card APR

Jefferson City, MO

8.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

3.5

42 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

TheRealSatan

4 months ago

Dan, Carlton, what the hell happened to this place? You guys, along with the old crew, really came in clutch for me at the time of opening my accounts and genuinely took great care of me for some years.. but now this? No active or responsive customer service. Voicemail boxes full (and only 2/2). Credit card website is down. App is down.. and now I find out my account is locked and have reason to believe there is suspicious activity on my card/s and/or account.. yet customer service referred me to you. Here I am now, a sitting duck. Thanks for the ride, I guess? Really wish you the best. I'll be looking elsewhere to offer my business from now on.

Devin Riley

6 months ago

Over time this entity has significantly decreased in customer service. I have been considering refinancing my car with them, but I got a credit card line increase in August and the fact that this has still not been reflected on the card nor has a replacement credit card been delivered since the initial request 3 months ago, I would not advise using their services. They cannot seem to figure out their own systems and are not proactive in delivering results for their members. Sad to see the level or service and competency dropping so low. Would not recommend.

Shirley Frentzel

6 months ago

County Credit Union is amazing for 501(c)(3) foundation I am a part of. Each time I walk in, I receive a smile and they all know my name. The customer service is exceptional! Carlton and his team are always there to help. If you are looking for the small town banking feel, this is the place for you!

Ralph Banks

10 months ago

Been a member for quite some time and the service has always been great from the knowledgeable staff who always greet you with a smile to the many services that they offer like low interest personal and auto loans to no fee VISA cards. While they may not offer drive through services, they make up for it with secured off the road validated parking. Would recomend this place to anyone who enjoys that personal touch. Glad I joined.

Bernice Nolen

10 months ago

I been with County Credit Union since the year 2000, working with St Louis County Government Center. Even when they transition with the upgrade on their Office Decor. The long jeopardy allowed me to complete several loans on my house repairs. The excellent Customer Service they have is overwhelming. I will recommend their service because they have patience and always invite members to attend board meetings for upcoming changes. The staff is friendly and knowledgeable of the finance people need. Especially those of low income, seniors and single parents affordability. “ Join the Family Union Crredit Union “😂