Academic Employees

2804 W Ash St, Columbia, MO 65203

NCUA Insured4.7 (15 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Columbia, MO may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

2804 W Ash St

Columbia, MO 65203

Google Maps 🗺Waze

(573) 445-1845

Service Area

This credit union is located in Columbia and serves members in the MO area. Currently serving 1,393 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.29%

Used Auto Loan

7.05%

Personal Loan

10.60%

Credit Card APR

12.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MO

Lowest rates currently reported by credit unions in MO (NCUA Q4 2025).

Co - Lib— New Auto Loan

Saint Louis, MO

2.99%

Co - Lib— Used Auto Loan

Saint Louis, MO

2.99%

Patriot— Personal Loan

Oakville, MO

7.99%

Missouri Electric Cooperatives Empl— Credit Card APR

Jefferson City, MO

8.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.7

15 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Peter Anger

7 years ago

I've been a member of the Academic Employee's Credit Union for nearly 30 years - Compared to banks the personal service and minimal fees are outstanding. Having run a business in Columbia with a business bank account at a major bank there is just no comparison. For my personal financial needs I would not consider any other type of financial team, that the manager Sky has put together to serve teachers and academics in Columbia.

JW Garrett

5 years ago

Good people good service and helpful in all areas. To helppeople and thee families. Been member sine 1994 and on. My son and family are members also.

Brashia Mathies

10 years ago

Helps me with any problem or questions that I have. Remind you I always ask a lot of questions or forget to ask in person when meeting in person. A wonderful group of ladies!!!!!