NCUA Insured
Member-Owned
2 charter
Established in 1969
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Columbia, MO may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1969
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Columbia and serves members in the MO area. Currently serving 36,693 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Rates sourced from NCUA call report data (Q1 2025). Contact the credit union for current rates and terms.
New Auto Loan
4.99%Used Auto Loan
4.99%Personal Loan
12.90%Important: Rates are sourced from NCUA call report filings (Q1 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in MO (NCUA Q1 2025).
Saint Louis, MO
Saint Louis, MO
Oakville, MO
Jefferson City, MO
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branch information not available for this credit union.
2.8
55 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsJessica Delius
7 months ago
Don’t like the merge an extra $1.50 they charge on top of ATM fees plus a charge each month to have the account with them and customer service is not the same as it was before been banking with MCU for 7 years now but plan on closing my account. Go to another credit union
Kim M.
11 months ago
Hello Linda’s If I am on here writing a review then it’s due to extremely amazing service or I am trying to warn you, because you at risk for a terrible experience.! I’ll start with Chris who was having a bad day , because someone must’ve eaten his Wheaties. This man has no problem with being extraordinarily rude to senior citizens. He feels comfortable enough with chastising them when are seeking help. While generally most employees at this branch are helpful , respectful, professional, and friendly! Employees at this branch have lost important paperwork numerous times, which has needed to be replaced more twice. While they we’re mostly nice and professional it is a challenge to also add insult to previous incidents here. To keep trusting when there are errors that are consistent and affect one’s business. I will only add that you are rolling the dice coming here as to the kind of service that you will receive. Usually, it is top tier. However, Linda’s you must be very mindful that they are notorious for losing important paperwork. You might also receive chastisement from the employees when all you need is help.
Scott Stephens
8 months ago
Don't deposit money through the ATMs. When they mess up they won't ballence the machine or give you your money back. Have been waiting a week for a large deposit to be credited to our account.
USDA Nationwide
5 years ago
We love to support our local Credit Unions, and just met a few of the staff downtown, and the Buttonwood branch. Was a really nice atmosphere of helpful people. Opened a new account and really getting settled in Columbia nicely!
Michel Bravo
6 months ago
They have really bad customer service, especially this branch. I’m glad I terminated my account. Central bank and US Bank are way better. No wonder they’re trying to merge it with River Region. This Credit Union cannot hold their head above water.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(573) 874-1477Website
Visit WebsiteMembers
36,693
Total Assets
$593.1M
Year Opened
1969
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile