Shelter Insurance

1817 West Broadway, Columbia, MO 65218

NCUA Insured4.8 (4 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1979

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is typically limited to employees of specific companies or industries. Contact the credit union directly to confirm whether you qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1979

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

1817 West Broadway

Columbia, MO 65218

Google Maps 🗺Waze

(573) 214-4294

Service Area

This credit union is located in Columbia and serves members in the MO area. Currently serving 2,915 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.84%

Used Auto Loan

5.01%

Personal Loan

13.33%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MO

Lowest rates currently reported by credit unions in MO (NCUA Q4 2025).

Co - Lib— New Auto Loan

Saint Louis, MO

2.99%

Co - Lib— Used Auto Loan

Saint Louis, MO

2.99%

Patriot— Personal Loan

Oakville, MO

7.99%

Missouri Electric Cooperatives Empl— Credit Card APR

Jefferson City, MO

8.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.8

4 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Nance DSN

5 months ago

Love the teamwork insurance shelter insurance . people so nice very happy and listen. Love company.

Luke Blackburn

8 years ago

I have been a member here, quite literally, since birth. The staff has been friendly and helpful every single time I either call or visit in person. They have fair rates, but the people are the reason that I am still a member even from Colorado. If you are looking to bank with a credit union that seems more like a family - look no further.

Nic Vasu

7 years ago

I have been a member of this credit union for over 10 years and have also taken multiple loans from them throughout the years. They offer excellent customer service! I highly recommend them for your credit union needs.