Atlas
Verified Information
NCUA Insured
Member-Owned
2 charter
Established in 1936
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Hannibal, MO may be eligible to join. Community credit unions are open to the general public within their service area.
Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1936
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Hannibal and serves members in the MO area. Currently serving 50 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Loan Rates
Rates sourced from NCUA call report data (Q1 2025). Contact the credit union for current rates and terms.
New Auto Loan
4.02%Used Auto Loan
5.44%Personal Loan
10.61%Important: Rates are sourced from NCUA call report filings (Q1 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in MO
Lowest rates currently reported by credit unions in MO (NCUA Q1 2025).
Saint Louis, MO
Saint Louis, MO
Oakville, MO
Jefferson City, MO
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations
Branch information not available for this credit union.
Member Reviews
3.7
19 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
MJ Family
7 months ago
I witnessed Brody Riot from the Vermont branch being extremely rude and unprofessional to a customer in the drive through. The person that I was with, banks there and I’ve gone through the drive through several times with this person and we’ve never had an issue. I hope this isn’t his permanent location and he goes back to the Vermont branch where he said he was from. You can definitely tell he was new.
DALLAS D Snyder
a year ago
Lived in Hannibal, Mo. Since 5/14/ 2014 and never had a bit of trouble or lousy service from any of the staff from Mgr to window rep. This is my kind of credit union. Wouldn't trade it for any banking facility!
kali tate
3 years ago
This place is very unprofessional and careless. Money was removed from an account that has not been touched in 5 years for personal reasons and they pretty much told me they could careless. (The fault of their teller there) Do not do business here unless you don't care how business is conducted. I am very unhappy with this credit union and can't wait to remove allllll of my money and start new... where simple instructions are followed. Thanks for nothing, this whole time I have been doing business here has been a complete waste of me and my families time!
Shelby Glascock
7 years ago
After submitting all my information , paystubs, SSN, credit had been pulled ect, we had even talked numbers as far as payment and interest rate, MANY conversations about the details ... I was denied due to things that they already knew regarding my current auto loan and credit. COMPLETE waste of time and energy. Not to mention the loan officer was very unprofessional and hung up on me when i was asking calmly why the bleep they would let me go through all of this just to be denied after pre-approval. She said she was surprised they even pre approved me. VERY unprofessional. DO NOT recommend.
Sara Haynes
6 years ago
Very happy with my experience at UCCU. Misty went above and beyond for me and my family. She made us feel at ease with the loan process. Everyone there is very friendly. Definitely would recommend UCCU.
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(573) 221-1740Members
50
Total Assets
$381K
Year Opened
1936
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile