Missouri Electric Cooperatives Empl

P.O. Box 1586, Jefferson City, MO 65102

NCUA Insured5.0 (7 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1975

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Jefferson City, MO may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1975

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

P.O. Box 1586

Jefferson City, MO 65102

Google Maps 🗺Waze

(573) 634-2595

Service Area

This credit union is located in Jefferson City and serves members in the MO area. Currently serving 13,601 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.75%

Used Auto Loan

6.25%

Personal Loan

8.75%

Credit Card APR

8.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MO

Lowest rates currently reported by credit unions in MO (NCUA Q4 2025).

Co - Lib— New Auto Loan

Saint Louis, MO

2.99%

Co - Lib— Used Auto Loan

Saint Louis, MO

2.99%

Patriot— Personal Loan

Oakville, MO

7.99%

Missouri Electric Cooperatives Empl— Credit Card APRThis CU

Jefferson City, MO

8.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

5.0

7 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Jill Stoner

2 years ago

Doing business with MECE Credit Union takes you back to the days when things weren't so hard. They do their level best to make your banking experience a great one every time, and they always succeed. Thanks for always being awesome!

Pippy

4 years ago

We have always had excellent service at the credit union, everyone is always friendly and very helpful. Banking here makes me remember the days of hometown banks that knew who you were when you called and cared about you. I would recommend the credit union to anyone.

Sue Hoelscher

3 years ago

This credit union has an excellent staff All eager to help and understand your needs. Above all they are trustworthy! So lucky to have them taking of our needs.