K.C. Area

PO BOX 15566, Kansas City, MO 64106

NCUA Insured3.9 (10 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1946

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Kansas City, MO may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1946

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

PO BOX 15566

Kansas City, MO 64106

Google Maps 🗺Waze

(816) 936-5050

Service Area

This credit union is located in Kansas City and serves members in the MO area. Currently serving 1,963 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

8.99%

Used Auto Loan

10.49%

Personal Loan

11.75%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MO

Lowest rates currently reported by credit unions in MO (NCUA Q4 2025).

Co - Lib— New Auto Loan

Saint Louis, MO

2.99%

Co - Lib— Used Auto Loan

Saint Louis, MO

2.99%

Patriot— Personal Loan

Oakville, MO

7.99%

Missouri Electric Cooperatives Empl— Credit Card APR

Jefferson City, MO

8.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

3.9

10 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Nadine Roberts

4 years ago

I would like to give a shout-out for Ms. Carmelita Williams. It is such a pleasure to see her back at the KCCU. She is ALWAYS very cordial, helpful and professional.. Thank you for bringing your best to work every day in an effort to help your customers and make the KCCU even better. Thank you Tammy M. for your help with transacting business for me at the KCCU plus each of us admiring our fingernails and what color we have each time we see each other. We have that in common. Dominique S., I just wanted to say that you are doing an awesome job at the KCCU for me and other customers. Keep it up.

Cardell Brown

2 years ago

I've banked here over 7 years. My consitient question to myself is WHY!!! I have used both locations. Downtown is slightly better (at least they were pre-covid) - but I receive COONSITIENT RUDENESS, ATTITUDE and UNPROFESSIONALISM from this institution, no accountability and not to mention some kind of way theyalways find a way to charge me a fee. Because of my work hours and their location time has just crept, but I promise you I will be leaving this place no doubt! I wouldn't recommend anyone else go!