Summit Ridge

3485 NE RALPH POWELL RD, Lees Summit, MO 64064

NCUA Insured4.0 (12 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1955

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Lees Summit, MO may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1955

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

3485 NE RALPH POWELL RD

Lees Summit, MO 64064

Google Maps 🗺Waze

(816) 272-6160

Service Area

This credit union is located in Lees Summit and serves members in the MO area. Currently serving 1,755 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.90%

Used Auto Loan

3.90%

Personal Loan

10.50%

Credit Card APR

13.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MO

Lowest rates currently reported by credit unions in MO (NCUA Q4 2025).

Co - Lib— New Auto Loan

Saint Louis, MO

2.99%

Co - Lib— Used Auto Loan

Saint Louis, MO

2.99%

Patriot— Personal Loan

Oakville, MO

7.99%

Missouri Electric Cooperatives Empl— Credit Card APR

Jefferson City, MO

8.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.0

12 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Producer 9-0

3 years ago

Definitely a great Credit Union. Love the services. Had some issues but with SRCU, they are quickly resolved. Just super smart and courteous staff. Wife joined cause I kept bragging about my WONDERFUL BANKING EXPERIENCE ☺. I must say... "Best Bank Ever!" Hello CATHY! (Best)

Troy Leiker

7 months ago

Don't use these guys for an auto loan they bother you about insurance every month even when it auto renews. Never had a loan company send so many letters and emails!!

Destiny Curtis

7 years ago

If I could give zero stars I would. Husband tried speaking with Kathy about his loan application and couldn’t get a word in because she continuously interrupted him and was incredibly rude. He had provided all paperwork originally requested, yet she insisted, rather argumentatively, that he hadn’t. By the time she’d given the option of submitting more paperwork, we’d decided not to work with this credit union. She single-handedly caused us to not be interested in Summit Ridge Credit Union. We’ve already taken our business elsewhere where we were immediately approved.

Marshall Weathers

2 years ago

Wonderful credit union. Never a negative experience. Always knowledgeable. Always recommend them. Was surprised they have business accounts. Simply the best banking experience ever.