Southeast Missouri Community

312 W Main St, Park Hills, MO 63601

NCUA Insured4.5 (10 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1951

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Park Hills, MO may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1951

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

312 W Main St

Park Hills, MO 63601

Google Maps 🗺Waze

(573) 431-3573

Service Area

This credit union is located in Park Hills and serves members in the MO area. Currently serving 1,180 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.89%

Used Auto Loan

7.70%

Personal Loan

9.18%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MO

Lowest rates currently reported by credit unions in MO (NCUA Q4 2025).

Co - Lib— New Auto Loan

Saint Louis, MO

2.99%

Co - Lib— Used Auto Loan

Saint Louis, MO

2.99%

Patriot— Personal Loan

Oakville, MO

7.99%

Missouri Electric Cooperatives Empl— Credit Card APR

Jefferson City, MO

8.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.5

10 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Valerie Richardson-Commerford

3 years ago

I don't personally bank here but I had a great experience working with Bonita for a mutual customer. She took the time to write me a card thanking me for my help, and not only that she wrote that she was praying for me. God put me on her heart and she said that she didn't know what I've been through but God does. Seriously gave me the cold chills. In the last month I have lost both of my Uncles and just found out my Aunt is going to be fighting breast cancer. Words cannot describe how thankful I am that she took the time to reach out. She is a very needed and valuable employee in your business.

Cordelia Good

2 years ago

We paid off two large loans here have a credit rating of 735 and were refused a small loan. This comes after an employee was fired for giving personal information to a customer she was having an affair with 🙄

Krystal Hendricks

3 years ago

Absolutely the best bank I have ever had. Very personal and considerate. We even moved to Florida for 4 years and never got a different bank. That’s how great they are.