United Labor

10000 E 66th TER, Raytown, MO 64133

NCUA Insured3.8 (27 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1987

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Raytown, MO may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1987

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

10000 E 66th TER

Raytown, MO 64133

Google Maps 🗺Waze

(816) 313-2848

Service Area

This credit union is located in Raytown and serves members in the MO area. Currently serving 5,541 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.89%

Used Auto Loan

5.79%

Personal Loan

14.40%

Credit Card APR

13.70%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MO

Lowest rates currently reported by credit unions in MO (NCUA Q4 2025).

Co - Lib— New Auto Loan

Saint Louis, MO

2.99%

Co - Lib— Used Auto Loan

Saint Louis, MO

2.99%

Patriot— Personal Loan

Oakville, MO

7.99%

Missouri Electric Cooperatives Empl— Credit Card APR

Jefferson City, MO

8.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.8

27 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Samikshya Rai

3 weeks ago

Exam center is best alltbe management is proper place all tbe staff are very helpful and cooperatives all provide us proper guidelines my over all experience is very best i love to be a part of student tha k you everyone for best support

Josh Black

10 months ago

Very bad customer service. I have had an account since June and still cannot use it in any shape or form. Multiple bank cards that have not worked. And I can't even use the account online. Its been almost a week since I have spoke to them. Im still waiting on my call back "within the hour". I went down and pulled my money out. And the lady behind the counter was not well trained at all. Knew nothing about customer service. Even told me I can go somewhere else instead of trying to correct their problems. I give this bank an F all the way around.

Brandon

a year ago

They used to be good, but absolutely horrifying customer service, they won't take blame for mistakes, can't send out new cards, and blame the customer, and love to get an attitude, tell you off and hang up... Absolutely massive mistake banking here. Closing account and moving on.... Good riddance...

Kelsey Pinzino

a year ago

Don’t appreciate the condescending tone when ME a woman is calling to ask questions. Sounded like the man didn’t think I would qualify to be a member here. A coworker recommended this is a good business. Now I’m pissed off. Male inferiority is at an all time high. -a pipefitter and ford employee of local 249

Samantha Boyd

a year ago

They will shut down your your account without notice. Deborah is rude from the moment she answers the phone. Tim the president has no time to hear any one of their customers complaints before ruling with an iron fist that Deborah must always be in the right! Very disappointed with this bank and it's king and queen. Deborah and Tim good luck keeping customers!