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1402 S 10th St, Saint Joseph, MO 64503
NCUA Insured3.6 (23 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1402 S 10th St

Saint Joseph, MO 64503

Service Area

This credit union is located in Saint Joseph and serves members in the MO area. Currently serving 1,991 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.50%

Used Auto Loan

5.50%

Personal Loan

10.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MO

Lowest rates currently reported by credit unions in MO (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.6

23 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Terresa Redman

Terresa Redman

a year ago

Marty will not let you finish a sentence because she can't stop talking over you. I tried 3 times to get a question/concern out but couldn't even finish, therefore my issue is unresolved. This the 3rd and final time for me over the past several years. How sad to feel like going in and closing this account VS her just listening, then trying to help resolve the problem. Anyone have a number i can call and to make a suggestion in this regard?

DeeD

DeeD

2 years ago

This has been my bank for years and I have never had a single problem. The staff is terrific; always polite and professional. Never any long waits, the staff all work like a fine-tuned machine to get your wants and needs met swiftly and accurately; they've never once miscounted anything of mine. Best bank in Saint Joseph in my opinion.

josephtomasso

josephtomasso

a year ago

Absolutely vile and horrid behavior. The management actively called tow services to have my car towed because I parked in their parking lot when my apartment complex across the street was on fire. I was not the first to park there, but because my car was the easiest to reach, it was towed first. I was gone for about 18 minutes as a firefighter escorted me into the building so I could save my cats. Take your business elsewhere. This place does not value community

Becky Chesser

Becky Chesser

2 years ago

I have been a member of this credit union for 36 years and my mother years before that. Now all my children as well. They have gone above and beyond for our family. They have always meet our financial needs and doing so with compassion.

Brandon Bell

Brandon Bell

4 years ago

I couldn’t possibly open a bank account at a facility as intolerable as this one. I watched them tow away 2-3 vehicles this morning because residents at the apartment building next to them used their parking lot to get to safety from a massive fire on the 6th floor. At what point does money stop being an object when compassion is needed. You watched people physically running back and forth with children and animals in their arms. Props to the tow company for eventually refusing to tow more vehicles during these circumstances and taking a young lady to get her car back.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).