Century

1540 LEMAY FERRY RD, Saint Louis, MO 63125

NCUA Insured4.6 (240 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Saint Louis, MO may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1540 LEMAY FERRY RD

Saint Louis, MO 63125

Google Maps 🗺Waze

(314) 544-1818

Service Area

This credit union is located in Saint Louis and serves members in the MO area. Currently serving 9,454 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.47%

Used Auto Loan

6.76%

Personal Loan

10.09%

Credit Card APR

9.26%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MO

Lowest rates currently reported by credit unions in MO (NCUA Q4 2025).

Co - Lib— New Auto Loan

Saint Louis, MO

2.99%

Co - Lib— Used Auto Loan

Saint Louis, MO

2.99%

Patriot— Personal Loan

Oakville, MO

7.99%

Missouri Electric Cooperatives Empl— Credit Card APR

Jefferson City, MO

8.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.6

240 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Natasha Allen

6 months ago

Nothing short of amazing! Have called Century multiple times due to issues with the auto dealership where I bought my car. The staff at Century were so accommodating and friendly. They didn’t just listen, they also followed-up with me, which is rare these days. They worked with me to resolve the issues surrounding my loan that stemmed from lack of attention at the auto dealership. I would recommend using this credit union.

Michelle Starns

2 months ago

Century credit union made my car loan approval process stress free. They went above and beyond every step of the way. Received an outstanding interest rate and everything went smoothly. They communicated very well .

GARY BONK

2 months ago

I been with Century C.U. since December of 2021, and I have been very satisfied with their services. When I first started, I just wanted to have access to a savings & checking account, but now I use varies functions within my account, such as bill pay, transfers, Visa, and money market accounts. I know they also do auto loans, although I haven't applied for any loans, but I've checked, and their loans rates are cheaper than other banks & credit unions - so if I would need a loan, I'm sure I will consider them first.

kenndreika

5 months ago

I’ve tried multiple times to get logged into my auto loan account, every time I call which has been the past 3 weeks, no one wants to stay on the phone with me, a paying customer. I’ve tried to enroll as well which is what I was told to do, that did not work either. This is highly frustrating and disappointing to be paying a company for my vehicle when I can’t even log into my account to see my loan and not having the assistance that I need as a customer to get this fixed. Also, every time I do call, they say the person that’s going to help me will call me back, I give them my name and number and no one ever calls me back, I always have to call them back. This loan could be paid off today if customer service was good.

Betty Stoecklin

5 months ago

I recently refinanced my auto loan with Century CU, and the experience was fast and easy. The team answered all my questions and explained the process clearly and simply. I highly recommend them!