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Gateway Metro

1001 Pine St, Saint Louis, MO 63101
NCUA Insured3.7 (34 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1001 Pine St

Saint Louis, MO 63101

Service Area

This credit union is located in Saint Louis and serves members in the MO area. Currently serving 9,652 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.25%

Used Auto Loan

5.75%

Personal Loan

12.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MO

Lowest rates currently reported by credit unions in MO (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

3.7

34 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Kevan Nixon

Kevan Nixon

7 months ago

Been a member since my mom opened my account as a child. I have always received services in a prompt and friendly manner. Gateway's fees are fewer and much less expensive than other banks. I would highly recommend joining them.

Pamela Robinson

Pamela Robinson

a year ago

I have been with GMFCU for over 35 years. I love that when I walk up to the counters the tellers are always patient, professional and have the biggest smile on their faces. The service they provide is awesome! I like the ease of the App and online services. I have opened up accounts for my Grandsons and several car loans. As long as their customer service stays outstanding GMFCU will always be the keepers of my money.

bkr0127

bkr0127

6 years ago

In a world with many banks, there is no reason to use this one. The online service lags far behind any other bank. Further, I have never experienced a bank that was as slow as this one in depositing money, running charges, or posting charges. I have deposited checks that would not show up in my account sometimes for 5 days. If you aren't aware, landlords do not like to hear that the bank is hanging on to the rent money. I have had apps that withdraw money based on the reported balance, but since Gateway's reported balance lags behind the actual balance by days, this app would often overdraw my account. And I have used many banks in my life, and I have dealt with fees at many banks in my life. I have never had a bank issue $500 in fees within one month in my life however. I was signed up for a courtesy pay program despite opting out when signing up for my account, stayed in the courtesy pay program despite writing a letter requesting to opt out, and had $500 stolen from me by this bank. I tried requesting refunds through the bank and never was able to contact anyone due to very poor customer service. If you like poor service, expensive fees, and outdated banking technology, Gateway Metro Federal Credit Union is for you. Otherwise, you should go literally anywhere else.

Been There

Been There

7 years ago

My wife and I have been members of Gateway Metro Federal Credit Union for over 30 years. During this time we have always been treated respectfully as valued customers! We can not speak highly enough about about them and especially the employees who support their customers! Looking for a great Credit Union, look no further than GATEWAY!!! HT and Michelle Herring

Joe Morris

Joe Morris

6 years ago

I have absolutely never in my lifetime had such great experiences at a bank or credit union as I have had over the last few years with Gateway Metro Federal Credit Union! They have always been friendly, willing to help and knowledgeable. The Florissant office and the St Peters location are the ones I use the most frequently and I gotta say that the staff at those locations are phenomenal. I have my auto loan through them and have had some lines of credit as well as traditional accounts and I wouldnt go anywhere else. They have helped me rebuild my credit and get my life back. THANK YOU Gateway Metro Federal CU! Hats off to the staff in Florissant and St. Peters! Great people, great service and they are always willing to help and answer my (sometimes unusual) questions. Special thanks to Sharhonda for working with my inquiries-you have really helped me understand the process much better and dealing with you has been one of the top 3 customer relations experiences I have had in my lifetime!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).