Foundation

1726 W. Elfindale St, Springfield, MO 65807

NCUA Insured4.7 (207 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1933

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Springfield, MO may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1933

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

1726 W. Elfindale St

Springfield, MO 65807

Google Maps 🗺Waze

(417) 895-2770

Service Area

This credit union is located in Springfield and serves members in the MO area. Currently serving 3,458 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.91%

Used Auto Loan

7.52%

Personal Loan

13.71%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MO

Lowest rates currently reported by credit unions in MO (NCUA Q4 2025).

Co - Lib— New Auto Loan

Saint Louis, MO

2.99%

Co - Lib— Used Auto Loan

Saint Louis, MO

2.99%

Patriot— Personal Loan

Oakville, MO

7.99%

Missouri Electric Cooperatives Empl— Credit Card APR

Jefferson City, MO

8.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.7

207 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Lori Inman

7 months ago

Wow! What a relief to have great customer service by Sierra! I've dealt with another local Credit Union and Foundation Credit Union is far superior in knowledge of the banking industry, quick responses to my questions and eager to help! I have been a member for 35 years and am very pleased. Thank you Sierra for your expertise and friendly customer service!

Sam Purdy

6 months ago

The CEO Stephanie is simply amazing and made sure my loan experience was seamless. Tyler (loan officer) was nothing short of thorough and precise with my loan process. I wouid recommend this credit union to anyone. 5 STARS!!!!

Dylan

6 months ago

My experience with Foundation was excellent. I recently switched over from BluCurrent and was able to secure an awesome rate on my vehicle. The entire process was extremely easy getting everything set up was simple. Everyone I worked with was friendly, helpful, and professional. My loan officer was very knowledgeable and made the process smooth from start to finish. Overall, a true 5/5 experience. Highly recommend!

danny morris

7 months ago

I have been with foundation credit union for 9 years and have always had a great experience with them. Sierra is on of the friendliest people there. Check them out.