Back to Warrensburg credit unions

Central Missouri Community

620 N MAGUIRE ST, Warrensburg, MO 64093
NCUA Insured3.4 (76 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1961

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

620 N MAGUIRE ST

Warrensburg, MO 64093

Service Area

This credit union is located in Warrensburg and serves members in the MO area. Currently serving 14,513 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.50%

Used Auto Loan

7.00%

Personal Loan

15.50%

Credit Card APR

10.25%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MO

Lowest rates currently reported by credit unions in MO (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

3.4

76 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Professional Account

Professional Account

3 months ago

Seems like an excellent establishment. Although I have never actually banked here. BTW, there are actually more than one "Central" banks in Warrensburg, MO.

Anna S

Anna S

7 months ago

Disappointed to find that the atms have recently changed. The one on Grover Street no longer exists. The one at the credit union's location no longer accepts cash deposits which has been frustrating.

Aislinn KUYKENDALL

Aislinn KUYKENDALL

2 years ago

First of all these banking hours are despicable they don't open till 9 and then close at 4 that's insanely terrible for your customers. Second of all I opened up a checking account to try to cash a check from a family inheritance and they told me that I would have to wait because it's a new account but in the future I would not have to wait for my checks to be cashed. Every check I have tried to cash at this bank they make me wait until days and days and days after it clears before they deposit it into my account!! The check will show that it's unavailable but has been cashed and shows in my account but they refuse to let me touch it and have given me no good reason why. I have cashed checks at banks and have not had this problem. They refused to even release a $100 of my money. The banking app consistently breaks down and is incompatible with many devices. The online banking constantly locks me out of my account!! This place has gone downhill and I will never consider a credit union ever again because of the terrible service I received here.

Nathan Powers

Nathan Powers

2 years ago

These are without a doubt the absolute best loan rates in town, if not anywhere. The loan rates and the servants really cannot be beat. Brooklyn was able to turn around a loan for a camper and a truck for me in less than a week. I'm very grateful that how quickly she was able to get to work done and it worked out for me mostly over email which is very convenient.

Chase Cantrell

Chase Cantrell

2 years ago

If you want a place that’s incompetent and with employees that are clueless about their job this is the place for you! They can make you a debt card that’s not linked to your account and then blame “the system” when they make the mistake. They love to blast inappropriate music for you and your kids to hear all while checking their phones. Great place to never do business with !

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).