NCUA Insured
Member-Owned
2 charter
Established in 1961
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Warrensburg, MO may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1961
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Warrensburg and serves members in the MO area. Currently serving 14,513 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.50%Used Auto Loan
7.00%Personal Loan
15.50%Credit Card APR
10.25%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in MO (NCUA Q4 2025).
Saint Louis, MO
Saint Louis, MO
Oakville, MO
Jefferson City, MO
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.4
76 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsProfessional Account
3 months ago
Seems like an excellent establishment. Although I have never actually banked here. BTW, there are actually more than one "Central" banks in Warrensburg, MO.
Anna S
7 months ago
Disappointed to find that the atms have recently changed. The one on Grover Street no longer exists. The one at the credit union's location no longer accepts cash deposits which has been frustrating.
Aislinn KUYKENDALL
2 years ago
First of all these banking hours are despicable they don't open till 9 and then close at 4 that's insanely terrible for your customers. Second of all I opened up a checking account to try to cash a check from a family inheritance and they told me that I would have to wait because it's a new account but in the future I would not have to wait for my checks to be cashed. Every check I have tried to cash at this bank they make me wait until days and days and days after it clears before they deposit it into my account!! The check will show that it's unavailable but has been cashed and shows in my account but they refuse to let me touch it and have given me no good reason why. I have cashed checks at banks and have not had this problem. They refused to even release a $100 of my money. The banking app consistently breaks down and is incompatible with many devices. The online banking constantly locks me out of my account!! This place has gone downhill and I will never consider a credit union ever again because of the terrible service I received here.
Nathan Powers
2 years ago
These are without a doubt the absolute best loan rates in town, if not anywhere. The loan rates and the servants really cannot be beat. Brooklyn was able to turn around a loan for a camper and a truck for me in less than a week. I'm very grateful that how quickly she was able to get to work done and it worked out for me mostly over email which is very convenient.
Chase Cantrell
2 years ago
If you want a place that’s incompetent and with employees that are clueless about their job this is the place for you! They can make you a debt card that’s not linked to your account and then blame “the system” when they make the mistake. They love to blast inappropriate music for you and your kids to hear all while checking their phones. Great place to never do business with !
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(660) 747-3311Website
Visit WebsiteMembers
14,513
Total Assets
$136.8M
Year Opened
1961
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile