Southwest Montana Community

1035 West Park, Anaconda, MT 59711

NCUA Insured3.8 (10 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1941

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Anaconda, MT may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1941

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1035 West Park

Anaconda, MT 59711

Google Maps 🗺Waze

(406) 563-8484

Service Area

This credit union is located in Anaconda and serves members in the MT area. Currently serving 11,651 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.18%

Used Auto Loan

8.02%

Personal Loan

9.92%

Credit Card APR

12.20%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MT

Lowest rates currently reported by credit unions in MT (NCUA Q4 2025).

Wolf Point— New Auto Loan

Wolf Point, MT

3.00%

St. Pats Employees— Used Auto Loan

Missoula, MT

4.35%

Russell Country— Personal Loan

Great Falls, MT

8.50%

Altana— Credit Card APR

Billings, MT

7.95%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

3.8

10 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Donna Mikel

5 years ago

This bank, and particularly Alyssa Fortner, gave exceptional service to my mother. My father passed away 2 years ago and Alyssa was a Godsend to my mother. She went above and beyond and was always happy to help! I highly recommend this bank because of her!

Jason Jackman

3 years ago

Excellent customer service. Always clean, great staff, beautiful building and has cheaper fees than local banks on ATM withdrawals. Very engaged in the community and always welcoming.

Patrick O'brien

9 years ago

Been a member for many years. Sent a correctly filled out check to pay a monthly phone bill. Check was stolen some time after being mailed at the post office. It was then cashed at another banking institution without being endorsed. SWMFCU paid the other institution even though the check was not endorsed. When I learned of this by receiving a missed payment bill, complete with late charges from the phone company, the CEO of SWMFCU decided that the $50 stolen from my account was too small a sum of money for SWMFCU to pursue, & was an acceptable theft from me. Will be closing my account ASAP, as I feel that ANY amount of money being stolen from a member should be worth their time and effort to try and recover.